Pay ALL your debt off by Xmas 2015!

Pablosammy

muppets wrote: »

The DFBXmas 2016 thread is now open,
http://forums.moneysavingexpert.com/showthread.php?p=69758365&posted=1#post69758365

Any member that would like to keep their same member number from this year please let me know, I will do my best to keep your number the same.

Please continue to post your DFBX 2015 totals in this thread so Pablosammy can add them to Dec total.

Thanks Muppets! 5 days to go... :beer:

muppets

My Final DD payment for December has gone out.

Muppets - #34 Pd £16,437.00 / £15,000 - 109.58%

Money_Muppet

Afternoon all, payments of £420.51 bring me to a total for 2015 of;

#75 £9624.99/£18624.98

51.7% of my target for the year. Not as good as I'd hoped, but not bad going considering we've paid for a kitchen and had a baby this year. Hopefully I'll be able to clear the remaining £8,999.99 (just over the line with a bit of YNAB shuffling!) in 2016!

Well done to everyone who reduced their debts this year, and congratulations to those that became debt free. Merry Christmas & Happy New Year all, see the rest of you in the 2016 thread!

:beer:

twiggy86

Number 49 making probably my last check in!

Managed to clear £6,323.04 this year, meaning I'm going in to 2016 with under £2k of debt left!

Hope everyone has a great Christmas and New Year!

blubella

Hi All

Just made a payment of #101 £340.18.

Payments this year #101 £3811.87/[STRIKE]£2000[/STRIKE] £3000:j...a way to go yet, current debt standing at £22356.26 yikes :eek:

Merry Christmas and Well Done to you all :A...Thank you Pablo Sammy for running the thread and being motivating. I am sure I will come across some of you again in the New Year...until then...keep up the good work.. :xmassign:x

timefortea

I've just been paid, so unless Santa brings me a windfall this is how it stands at the end of the year:

#183 £2,990/£3,757 79%

Not fully paid off, but I've had a good crack at it, and I'm looking forward to becoming debt free in the new year. I was shocked by how high my debt had crept up when I added up my total for this thread, I knew I had a bit to pay off a credit card and catalogue account, but didn't realise it had been gradually increasing while I buried my head in the sand. Anyway, enough of that. Thanks to pablosammy for running the thread, to anyone who has encouraged me along the way, and a merry Christmas to all!

Dizzy_Imp

Hello all - have now run out of money, so declaring tonight...drum roll please....

£38,617.07/£45,868.02 = 84%
Not quite at target, but pretty pleased with that. I've already signed up for next year - just got to work out all the remaining debt, which is going to scare me :eek:

amr547

Hey all! Hope you're having a fab Christmas.


I now have my mortgage decision in principle and have just opened a help to buy ISA too, hopefully we will have our own home by summer 2016! Just waiting for properties to come onto the market :j

Not sure if I'll join the 2016 thread but wishing you all the best of luck for the future! Xxx

Pepperoni

Hope you all had a lovely Xmas! I'd like to declare myself as debt free :-D

I signed up at the beginning of the year and had to add to my debt balance (husband needed a new car) but thankfully we have managed to pay off a grand total of £10,700 this year. Now to never use credit again!

dktreesea

Hi everybody. Hope you are all having a great Christmas. This is my final total for the year:


Paid off another £1,959.13, so totals are:

122 £6,475.18/£30,113 21.50%

Not really as good as I wanted, but even at an average of around 10% interest, that's still £647 that will go into my pocket next year and going forward instead of the bank's. I feel like I've given myself a pay rise!:)