Pay ALL your debt off by Xmas 2015!

abba1772

blackberrycurved wrote: »

Happy Christmas to you guys

Well done to all of you who have managed this challenge.

I haven't been around for months. My partner died in July suddenly, money situation awful, we can't live on one income I can't even go there.
Will be back next year.

So sorry for your loss can't imagine what your going through xx

SpagBol

Firstly, I am SO sorry for being AWOL for most of the year. Life with 3 children is busier than I could ever have imagined :rotfl::rotfl:

The bad news is we are a bit lower total-wise than we were in MArch but the good news is now it's only under by a few hundred pounds. We should be able to do a bit better by xmas so I'll update our total after payday next week. All straight for next year and we still owe less than £40k which is brilliant as at the start of 2012 we owed £58k!!!

Thank you to Pablosammy for running the thread and Muppets for offering to run next year's :T:T

Pablosammy

blackberrycurved wrote: »

Happy Christmas to you guys

Well done to all of you who have managed this challenge.

I haven't been around for months. My partner died in July suddenly, money situation awful, we can't live on one income I can't even go there.
Will be back next year.

I didn't mean to ignore this, somehow I didn't see it before posting the last few posts. Really sorry to hear what you're going through, my thoughts are with you - I can't imagine what it feels like. There's not much I can offer except kind words, so best wishes to you and your family.

Pablosammy

Significant news, people! My partner and I have had our mortgage application approved... paying off debts worked!!! Here's to a lifetime of mortgage slavery... :j

ali_bf

Well a great end to the year. A lovely cheque was received this morning for £1000 for flight delay compensation. I'll be paying it off my overdraft to reduce the monthly fees so will alter my signature shortly to reflect this

nomi01

#047 declaring in total for xmas 2015.
£6865/£21393 paid.
I will be signing up again next year.

abba1772

College paid me my wages so sent £200 to the credit card :j bringing it under the £1k mark :T

Brings my total to £7418.26 / £6000

Pepperoni

Hi All,

I'm pleased to share that I have the amount in my bank that is needed to clear the last of our debt :T:j:beer:.

Now the question I have for you all is, should I pay it off, or keep it in the bank? The debt is 0% until March 2017. I'd love to clear it to be debt free, and I'm scared about having it in the bank incase it's dipped into. But at the same time, I have no emergency fund yet and I'm due to go onto SMP at the beginning of May for 12 months...

Opinions welcome, please!

arc_cutter

Well done everyone this year.


#63 making my final payment for this year of £398.22


Hope you all have a good Xmas and new year.

muppets

The DFBXmas 2016 thread is now open,
https://forums.moneysavingexpert.com/discussion/comment/69758365#Comment_69758365

Any member that would like to keep their same member number from this year please let me know, I will do my best to keep your number the same.

Please continue to post your DFBX 2015 totals in this thread so Pablosammy can add them to Dec total.