We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2015!
Comments
-
-
Put my wages in the bank and paid £27.71 towards my Argos card which is now sitting at £250 :j and rounded down my account so sent £3.79 towards my credit card
Brings my total to £5873.64 / £6000
Getting near to my target
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Just popping in to update
#055 £4434.73/£10,000Emergency Fund £0/£500
£365 in 365 Days #18 £520/£520
£2.00 Savers Club 2017 #11 £300/£3000 -
Morning all, congrats to all those now debt free! :j
I'm nearly there with my remaining loan and tax credit overpayment, only £425 left to pay! The figures I was using on here were obviously slightly out so I've adjusted my total paid to reflect the actual balance I have remaining. So I'm on:
#9 £4258/4683 (90%)
On the down side I used my one remaining open CC account to pay for a hotel in Paris (very naughty :mad:). Fortunately though the balance is only £200 and i should be able to pay that all off once I've finally paid back this loan next month!
Getting there gradually....the end is in sight...
Starting 2016 debt-free
Emergency Fund: £350/£10000 -
Rounding down the bank account again sent £10.86 to my argos card
Brings my total to £5884.50 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Dd for credit card came out so :hello: to £32.22 and rounded down my account so sent 46p lol to my credit card every penny counts
Brings my total to £5917.18 / £6000 :j
Happy Thursday folksNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Dd for credit card came out so :hello: to £32.22 and rounded down my account so sent 46p lol to my credit card every penny counts
Brings my total to £5917.18 / £6000 :j
Happy Thursday folks
Ooh Abba, sooo close - c'mon! :T
Another update from me £3000 to CC. Now all my debt is at 0% until June 2016 and beyond. My new total is: #85 £27978.08/£45868.020 -
Ooh Abba, sooo close - c'mon! :T
Another update from me £3000 to CC. Now all my debt is at 0% until June 2016 and beyond. My new total is: #85 £27978.08/£45868.02
I know I'm getting excited it's quite sad..........hopefully I can hit my target by the end of the month
It not my full debt but hoping by July next year we are completely debt free :ANEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I know I'm getting excited it's quite sad..........hopefully I can hit my target by the end of the month

It not my full debt but hoping by July next year we are completely debt free :A
I'll be seeing you on this thread next year then, as I won't be debt free by Christmas either. Just done a snowball calculator with my full debt figures (make that my DH's debt figures) and it should be Feb 2017 for us. Seems such a long way away...0 -
I will be seeing you guys also. Been a bit of a tough year in some respect but fully back on the wagon hacking away at the debt.Debt free in 2016. /£2935
#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
