Pay ALL your debt off by Xmas 2015!

abba1772

How frustrating went to pay my Argos card and it won't let me pay anything after 6pm because apparently you can only pay once every 24 hours.......you learn something new everyday lol xx

traveller

Hi everyone :)No 6 reporting Well I'm happy to report I've cleared my debt in my signature :j:j:j However, I still do have a few grand left on my bank loan, but that was not included in my challenge, as the bank take that every month. What was causing me the sleepless nights was the credit card payments. It's taken 2 years to get to this point But I've got there! A huge thank you to Pablosammy for running this great thread and all it's contributors! And to those just starting keep going, you may slip but don't worry, it's not the journey that matters, but the final destination :T (although not with endings like the films :rotfl::rotfl::rotfl:

black_cat

My update: £3924/£4423 (#83)

Only £499 to go - I'm really looking forward to Christmas!

timefortea

#183 £2,159/£3,757 57.5%

Good and bad this month. I've made it over the halfway mark, which I'm pleased about, and have made my last payment to the card that was charging me interest. Just in time, because it's the start of the academic year, so I've started paying £250 per month for a postgrad course I'm self funding. This is the last year of a six year course. :j Still plodding on with debt repayments, just at a slightly slower pace.

Other bad news is that my landlord is definitely putting my house on the market. I'm hoping that no one is interested, or that another landlord buys it and keeps us on as tenants, because I don't want to move out. I like this house, and don't want the hassle and stress and expense of moving. I'm trying not to think about it.

blubella

My water meter payments have currently reduced to £17 from £32.50!? So have sent the £15.50 + an extra £9.50 to the BOS DEBT CARD...yay..it is under £1500 now :j

DFBXmas2015 #101 £2575.47/£2000

LionessInWinter

Congratulations Traveller, well done

Pidge_jen

Updated total for me, so close to the 90%! Hope everything is good with you all x

arc_cutter

Been really busy last month finally had the chance to update the numbers for last month.


#63 paid £365.48 here is hoping for a better month.

Glittery_2

Pidge_jen wrote: »

Updated total for me, so close to the 90%! Hope everything is good with you all x

Rooting for ya !:beer:

Magsnoodle

Evening all,

So I have only managed to put another £450 into the savings pot this month due to my big credit card bills that I have had. Most of these were for Dds birthday. I'm realising that although I plan really well for Christmas, I don't plan for the birthdays etc that are regular events. Next year I plan to follow Dave Ramsey a bit better and get this under more control. In a couple of years time when I am not paying debts but instead throwing extra at the mortgage I won't have spare cash to throw at credit card bills when they occur.

The extra £450 means I have now got 88.5% towards my overall debt for this year and should be on target to clear it at Christmas. I've updated my signature accordingly.

Three months left - got to keep going!!!!

Have a great week all.

TTFN xxx