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Pay ALL your debt off by Xmas 2015!

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Comments

  • #174 Here reporting for duty!

    Been a while but here we go!

    Update time =£12,830/£19,376
    Doing well considering i owed over £34,000 two years ago....!
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • another payment for me bringing me to

    #184 £260/£2450
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Evening everyone

    I have a quick question re YNAB. I've been using the free trial and like the software, but when I come to pay for it, it is only in US dollars. I've checked Steam and they do the 2012 version, but I want to use the one I have been using. Does anyone know how to pay in the UK or if I use my credit card will I get charged extra on conversion from USD to Pounds. Any info gratefully recieved. Cheers:)
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    #85 reporting in after an extended leave of absence :o

    Updating my total as follows: £22,718.89/£45,868.02 = 49.5%. Sadly, my debt has increased and the total here will have to be revised once I reach Christmas but I'm ploughing on.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Couch payment came out so that's £54.40 away so brings my total to £5628.42 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • 211

    Paid £62 off credit card today

    £3289/£9600
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • weekly payment paid today so i am now at

    #184 £271/£2450
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Updated sig! Getting there. I'm trying to move before the prices get out of my reach,,. I am not doing great, I need to get a move on so only making min payments on my car.
  • Morning all! We're still living out of boxes, though we're slowly getting there. The study is still fully packed, so I can only apologise for the lack of front page updates (the all-knowing spreadsheet is on my big computer!). It'll come soon I promise, along with a total for August. There aren't enough hours in the day at the moment.

    Payday today for me, with a little overtime. Student loan and FD loan have both been taken, which brings my total to...

    #41 £12,879.55/£15,000.00 85.7%

    If I just make my routine payments between now and Christmas it'll take me to 99.1% of my target. I'll have a think over the next couple of days and I'll probably be adding a bit to the target based on how much I think I can overpay. I'm only £3k away from paying off the First Direct loan now... :j

    Well done everybody - I hope you're all feeling in a much better position than you were at the start of the year. Even if you're not going to meet your target, take stock and compare where you are now to where you were in January. If your debt hasn't gone up, then you've already changed your ways. If your debt has gone down, then that's even better. If you're getting close to paying it off, it's time to really start feeling smug! :rotfl:
  • I am now beyond my total by just £20, am still hoping to clear the rest of my debt when we move house, hopefully in November, it all takes so long!

    No 003 £6020 / £6000 100.33%
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