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Pay ALL your debt off by Xmas 2015!

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Comments

  • Sold a Canon 100-400mm, Fuji 14mm and Fuji 35mm so far. I think I'm keeping my Fuji and 1 lens, and my SLR a Canon 5d3, 24-70 2.8 II, and 70-200 2.8 IS. Will keep the SLR, esp as baby on the way. The fuji has depreciated so much it's not worth selling, but the lenses held their value (a bit) I had resisted selling any of my camera gear, as in the past I'd always gone out and bought new stuff to replace it. But with YNAB telling me what I can afford I think I'm safe now. It also helps that I can see the difference selling stuff makes. I used to fritter away the money from selling stuff, but now it goes straight off the debt.

    I love the Fuji primes. I had the 14mm, 35mm and 56mm and never used the zoom that came with it. They're amazing lenses! Must admit I'm more of a Nikon slr guy historically, but the Canon 7d mk 2 is looking like a really tempting wildlife camera... must resist! :rotfl:
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Hi Pablosammy - please can you reset my total to #23 £0/£9000 as we've re-financed to do some home improvements.
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • another wee small amount today now at

    #184 £160/£2450
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    £19.75 away to the credit card brings my total to £5474.04 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Mini payment of £10.50 overpaid bringing total to:

    #101 £2018.50/£2000.00 :j
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Tax credits in but need to pay for parts for my car as it failed it's mot thank goodness hubby is a mechanic as instead of paying £900+ for repairs it's only costing me £152 in parts ........phew


    Sent 78p to round down my account :rotfl: brings my total to £5474.82 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • 124 Brightspark87

    Hi guys

    I will have paid off £7,589 by October leaving £1250 on credit cards which I will pay off by Christmas. Loan is currently -£2,004.12 paying £215 a month, end date is July 2016 but saving to try and make an overpayment. this means although I will be unlikely to be debt free by christmas I have given it a damn good try!

    Paid off all Catalogues 10.10.2014
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    A tidying of my pennies to round one of the cards down...£6.25 paid to DEBT card :j

    DFBXmas2015 #101 £2025/£2000
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wahoo! Got some money back today I was waiting on.
    032 greensalad £3660.68/£6,700.00 54.6%

    60.91% percent of my overall target, 54.6% of my year target.
  • traveller
    traveller Posts: 1,506 Forumite
    edited 9 September 2015 at 10:29PM
    Evening everyone #066 checking in :hello:. I haven't been on here in a long time, but I am still chugging along.

    The good news is I actually cleared my debt last month :T However the bad news is I went and got a loan for my dream holiday to Florida next year so I'm now back to £3000 in the red :(

    It WILL be worth it though. I've already started paying the loan off this week with £150 off already. If it's possible could my target be changed.

    I'm currently debating whether to use the savings I have gathered so far for my holiday next year and pay off some off the debt. Will sit and work that conundrum out later

    Well done for becoming debt free :TYou did clear your debt before the loan,so its more an expense than solid,hanging around your neck debt ;) Is it your first time to Florida? You will love it ,its a great place. Enjoy :D
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
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