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Pay ALL your debt off by Xmas 2015!

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Comments

  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Ive had anything but a frugal month! Been quite naughty really. Going to make my budget for next month...
  • So that's another few quid paid towards the loans.

    Loan 1 - £307.41
    Car Loan - £154.03

    This month I've paid a grand total so far of £461.44 :D

    My new total is £744.74/£5000


    MrCF

    Hello everyone,

    Another day, another payment - Loan 2 £126.37

    That's my total now upto £871.11

    It's great seeing the total go up so quick!

    MrCF
    Saving for that dream holiday
  • Hello Lovely people
    I made a payment of £156 so new total in signature Pablo.
    Just want to say that this thread made me do a big budget plan thing today spreadsheets and everything and it was good. I can see what I've paid and the difference and I can see that realistically I can be debt free by Christmas 2016 instead of 2018. Sometimes you get so caught up in this that you live no life, don't go out or go away or do things with your kids or have a social life. So it was good to get some perspective. We still have 4 years to go on the mortgage but I've decided to treat that as more of a game any extras we throw at it but it has to be extras. Well done everyone.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all. Great day here. Just checked online banking and the minimum payment has gone out for the loan leaving a balance of £33.41 so I paid that off :j I've rang them to check and they confirm that the loan is now paid off 44 months early :T

    Thank you to everyone on this thread for their encouragement and positivity.


    #87 £4,827.56/£4,827.56 or 100% paid off
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Woo hoo another one done.

    :beer::j:beer:congratulations starnac:beer::j:beer:
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Well done starnac. 44 months early is amazing and you should be really proud.
    Saving for that dream holiday
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done starnac !! another victory for debt free wannabe's !
  • Well done Starnac :j it really motivates me each time another person becomes debt free.

    My sofa and cc payment has been paid today.

    #055 £3054.52/£10,000

    Now normally i would be happy that i have reached 30% but now the holiday is out the way, i am being totally honest with myself and my debt total is much higher than £10,000. I think it's about time i changed this to the real total, i will be back soon once i've worked it out.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • So i have decided to leave my totals the same but so i am not in denial i have put my real debt total in my signature, so i can keep a close eye on it. Most of my debt is on 0% interest deals and unless there is a real emergency and i mean real emergency, there is no reason why this should increase.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I am in the same boat as you CHOC. my new debt is more than i first declared.
    PABLO - would you please change my total OWED to £16,259:o
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

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