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Pay ALL your debt off by Xmas 2015!
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Thank you so much starnac, dktreesea, rachie, dabbler70, rubywhatashmoo and everybody else who gave me advice on loan. Not sure if i am allowed to say who it was with but it starts with B..... listening to what you were saying and looking online, i cant believe the apr they were charging! I am going to go look at a different personal loan that can cover the whole CC, so watch this space.
Thanks guys, and well done on all your work already this year in busting those debts!!DFBX2016 #160 - £3550/£8800
DFBX2017 #160 - £0/£11,378
£0/7807 CapOne (0% PAID) £0/2776 Tesco (0% PAID)
£820/820 HSBC OD (100% PAID) £0/£795 HSBC M/C (0% PAID)0 -
Another payment to CC, almost cleared balance of that card now :j
bring total paid this month to:
#101 £282/2000#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0 -
A small payment of £23 to capital one made. Looks as though I've paid nothing off my overdraft now the bills are coming out. Will update that at the end of the month.#171
Argos 138 / 842 Halifax 24 / 2418, Virgin 41 / 4500, Barclaycard 170 / 7359, Tesco 25 / 1362, Tesco / 852, Loan 250 / 1750, Next 52 / 750, [STRIKE]Studio 30/30[/STRIKE] [STRIKE]overdraft 640/640[/STRIKE]
Total paid off £1360 / £202230 -
£35.00 off Virgin CC

Today's total
#125 - £466.67/£4000.00 :j
***I LOVE, LOVE, LOVE YNAB***
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Can I join please? Hoping this will motivate me£10,000 to go to a debt free life0
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Happy Monday everyone.
Today I am officially debt free. Payday today and just made all my final payments.
Payment for 2015 now updated in sig for the front page pablosammy.
Thanks to everyone on the thread, especially from the 2014 thread. Everyone on a debt free mission in 2015 good luck and don't lose your way even if times are tough. You can do this.
Well done and congratulations!!! :T0 -
Number 19 here
£150 paid to HMRC today and DH has paid £72.57 off his CCs
£222.57 paid in total
0.18% of £12334- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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Just updated my signature with my number and amount paid off debts in Jan.
Roll on payday so I can get some more paid off!Debt in 2008 - £97,417 :j*DEBT FREE - SEPTEMBER 2016*:j
#107 - Save £12k in 2017 Challenge - £2,315.22/12000
HOUSE DEPOSIT - £6,499.76/20,0000 -
congratulations Mat_Lock.... Very jealous indeed!

I'm itching for payday on Wed. Now that I have cleared one debt I can't wait to get started on the next. Next up is the CC with the shortest remaining 0% period. Figure currently stands at 1152 something. I've looked at my snowball calculation and I'm currently two months ahead of schedule! So pleased with that.
Well done everyone. Keep going (because you're all keeping me going!!)0 -
Payday today and another payment of £500 onto the CC's for number 30! Updated signature for you with percentage - at this rate I'll be debt free by the end of summer 2015 :-)
It's a great feeling to feel like I am finally getting my life in order. I was thinking today on the way home how great it is going to feel waking up and not being in any debt to anyone.
Only another grand to go on the big CC debt which I think I can clear next payday in a month when I get my overtime money for working xmas day, boxing day and new years day. Infact, I can definitely clear it and have some cash left over for some me things. After that, I can attack the little debts that I have of 5-800 quid which means I should be able to close a CC account every month which I think will be incredibly motivating. After all that is gone, then just the one remaining big CC debt which is on a 0% for the next 15 months.
We can do it gang, and it's gonna feel so good when it's done! Come on!!0
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