We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

This time I will grip onto the wagon and not fall off again

1…34689…11

Comments

  • the.new.me
    the.new.me Posts: 195 Forumite
    AleMrsT wrote: »
    Hope all goes well on your date �� I turned up hungover on my first date and ended up marrying the guy.

    Oh dear hangovers and first dates aren't a good plan :rotfl:

    We sat chatting all night and got on really well and someone made me laugh finally. He's a lovely guy and it truns out he is an ex bad boy but he loves his DD to bits his whole face lit up when he talked about her. We talked about holidays, kids, hobbies OMG we didn't shut up lol looking forward to a second date now :)
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    Two days working and sleeping I'm totally worn out. I'm thinking of the money... well trying too.

    Tomorrow is payday and student loan day and finally I will be able to reduce my debt it's a bit sad but I'm excited :)
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    edited 13 January 2015 at 11:37AM
    I have paid mum £2900 off today which is now 32.5% paid off my total debt. I have also put my overtime into my SPC so my tax for my cars been paid plus some extra is saved. This is the lowest I've been in debt for years as normally it would have gambled away but from tomorrow I will be another month gamble free :T

    Everything has been paid for the month, I'm using calendar budget which is really helping me keep track. I'm trying to get some overtime for the six weeks holiday early I know but the extra shifts soon get booked up.

    Well off to update my signature :A
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    £20 has been paid to DWP today think that's all the debt busting done for this month a huge £2920 paid this month now I am thinking if I can pay all this off my savings will be amazing once the debt bustings done.
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    I was very lazy yesterday just felt really tired, so today I have a load of studying to do for my exam. My worst subject has been done and I hoping I have passed as I am hopeless at science but next is maths which is my best subject. I am going to knuckle down and get a few hours study done.

    i had a NSD yesterday and it will be another one today as I am staying in far too cold to go out if you don't need to. Right best my arris inot gear :)
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    I have been practically locked in my kitchen studying for three days (apart from 8 hours working) my head is full of numbers and maths. I hate exams so much but I think I'm ready _pale_
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    I went to morrisons food shopping yesterday with DD and I came well under budget (no pester power) and DD finally met my B/F yesterday thought it was time and they got on like a house on fire I'm so glad they like each other such a nervous time. They spent all evening laughing and joking around together and they attempted to leap frog concrete posts but that's a whole different story lol.

    My life is getting so much better debts going down, my little family and loving life never been this happy ever.
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • the.new.me
    the.new.me Posts: 195 Forumite
    God it's cold today been working and can't seem to warm back up :( I have toothache which isn't helping the situation either. I haven't spent anything today as I didn't take my purse out.

    I have decided that next month I am going to treat myself to a jacket I love for not gambling for 3 months and it's £18 but compared to how much i would have lost by now that's a tiny amount and I don't have a thin summer jacket (well that's my excuse anyway) lol.
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • in_need_of_direction
    in_need_of_direction Posts: 7,843 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Do it. It'll act as a reminder if you are tempted.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • the.new.me
    the.new.me Posts: 195 Forumite
    in_need_of_direction wrote: »
    Do it. It'll act as a reminder if you are tempted.

    I'm going to I have looked at my bank in the three months before stopping gambling I lost £5956 :eek: what the heck was I doing?

    My mum is so happy she has got some of her money back and I feel better I'm not even bothered about gambling now but the gambling adverts annoy me so much I just turn the channel over.

    I don't have to wake up any more thinking did I win or lose yesterday? I just wake up now and know I haven't won or lost but I've gained my life back.

    Worked today and had a great shift as I only worked for two and half hours but the rate is fixed so it worked out at £36 an hour :T
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture