NOT BUYING IT! 2015 - A consumer holiday

[Deleted User]

Afternoon everyone!

DH & I will shortly be jetting off on our holidays so I am very excited (and stressed as I loathe flying).

We have just about used up everything in our tiny freezer and we haven't had to buy anything for dinner over the last week as we also used up store cupboard bits! I will be doing a bit of spending as I can get a few of my favourite holy grail beauty items in the US for less than they cost over here so it'll be worth stocking up as we won;t be going back for a while (we are off to Iceland next year!).

I also nabbed a free luxury moisturiser sample this morning and now I am pottering about, getting all my bits and pieces ready for my hand luggage!

Good luck with NSDs everyone and I'll see you at the end of the month!

DuranGirl

I know it's a long way into the year, but I've decluttered my wardrobe and decided that I have plenty of clothes, shoes and accessories to get me through the next 12 months. So I'll only be buying essential "smalls" (if only they were!) from 1 October onwards. Here we go!

eandjsmum

made dinner with leftovers today. After I'd dished mine up and tried to put it on the table mine jumped off the plate and onto the floor. Oh well you win some you lose some. On a brighter note purse has stayed firmly closed and will do so til Wednesday.

[Deleted User]

Day six and purse still firmly shut, will have to prise it open tomorrow for a few essentials, using lots of bits up from the cupboard at the moment which is useful. No cooking tonight as its quiz night and the £2.00 entry fee covers a small meal as well.Usually a jacket spud with cheese or beans or some pasta bake type thing. Quiz cash comes from a separate stash and I go every Tuesday night. I had a couple of sausages and some beans for lunch, keeps me from being hungry until 8.30 tonight :)

Lynplatinum

Happy Evening all!!

I have got one back on the banks!!!

I put in a claim from Barc!ays for a mis-sold account - have got £1536 back!!!!! So worth doing!!! Interestingly I got a phone call from them where, while very polite, they were obviously trying to see if I would change my story, I had the LONG form they sent ( and i had photo copied before sending back) in a file readily accessible - so as they questioned me I could read back to myself what I had written! It was true but I did not think i would get that much back!! :j

So if you think it might be the case for you - go for it folks!! Dont let them get away with it!! i also have a PPI claim in.

This is not the way I have been before coming on here but I really do not think we should allow ourselves to be walked over. So NBI folks - dont let them win!!
Info is all on the reclaim tab above. That is all the info I used!
This money will straighten out some of my issues but I will still frugal on because it is habit now and also I want to build up an emergency fund now so I dont get into a similar situation again!
NBI forward folks :A

[Deleted User]

Lyn well done that's brilliant, and so useful with your impending move as well. Its great when you get an unexpected bit of cash I had a cheque a couple of weeks ago from someone I had loaned some cash to that I had written off really as I knew they had been in some difficulties. Right out of the blue I had a small card with the cheque inside and a thank you note.This was from about 18 months ago and they have finally got back on their feet again. Cash went back into my savings and I'm even more pleased that they are back on an even keel again and once more solvent. Confirms my faith in human nature, as my eldest DD kept saying 'you'll never see that again Mum'

I'm off to get some essential shopping today so I'll have to dust off the little brown purse and jemmy it open for the first time this month :):)

JackieO xx

Primrose

DuranGirl wrote: »

I know it's a long way into the year, but I've decluttered my wardrobe and decided that I have plenty of clothes, shoes and accessories to get me through the next 12 months.

Does anybody else find, like me, they have the same old comfortable favourites which get worn time and time again whilst others lurk relatively unworn in the wardrobe?. I find it all too easy now I'm no longer working, to choose the easy options, usually trousers of some kind, than having a specific wardrobe rotation strategy, especially if I'm having a day when I'm not planning to venture out into the wider world.

And I ask myself if psychologically this is rather a complacent mindset to find oneself creeping into.

DuranGirl

Primrose wrote: »

Does anybody else find, like me, they have the same old comfortable favourites which get worn time and time again whilst others lurk relatively unworn in the wardrobe?. I find it all too easy now I'm no longer working, to choose the easy options, usually trousers of some kind, than having a specific wardrobe rotation strategy, especially if I'm having a day when I'm not planning to venture out into the wider world.

And I ask myself if psychologically this is rather a complacent mindset to find oneself creeping into.

I was definitely in that category before. I read about and used a great technique that helped me kick off the declutter, which suggested that you put all your clothes on hangers, with the hangers facing the wrong way round on the rail. If you took them out and used them, then put them back in on hangers facing the right way round. If an item was still on a wrong way round hanger after the end of a given period, then you probably stood a good chance of not wearing it again. With a couple of very dressy exceptions, that's what I did and it helped massively with decision making.



If I'm working at home, it's still usually the same old comfies - no change there!

Lynplatinum

Hiya All

Thanks Jackie O. Did you manage to get the magic purse to open??? I am agog to know what got bought!!! :j

Re clothes - I decided last year not to buy anything but essential clothes - so I have bought: jeans (one pair); bras; undies and 2 t-shirts (but only after having to bin old favourites which had worn out). Once I have moved I intend to really go for the weight loss and will go down 1 size (to 16). Got rid of all my size 14 stuff knowing I would never fit into it again. Daft to keep it! Kept one daft hippie shirt just to remind myself never to criticise what others wear!! Also reduced everything that needed hand washing - leaving only 2 absolutely loved items and also got ironing down to 5 items only! - result - a much easier life - washing is once a week cos it all goes in together and doesnt need ironing! I can get all my stuff in a wardrobe and so find stuff easier in the mornings!

So I live in t-shirts and jeans. I have 3 smart jackets and 4 smart trousers and 3 dresses for special occasions. Bought a new dress once last year for a wedding where folks would be likely to have seen other dresses and it was a v posh do. But that dress will come in use again and teamed with one of my existing jackets. Also have few 'saggy trousers' for daily yoga. yep, I do tend to scruff around at home but I make sure I go out walking each day so I either look smart or am wearing walking gear.

I dont think it is complacent - I think it is efficient!!
It is not wasting the earth's resources; giving into the commercial pressures to but more and more; it s not spending masses of money on energy to wash and iron; its not wasting my time and energy - I have better things o do with my time - read/fund raise/walk/cook/chat to friends/write etc etc!!:T

Being this efficient, in my opinion is very NBI!

[Deleted User]

Spent almost £21.00 yesterday (needed a lie down afterwards :):):)) but stocked up on lots of fresh fruit and veg and a few essential items like some loo roll, bleach and vinegar etc.

That's it the purse has clanged shut again for at least another week to ten days hopefully.I still have a fairly good stock of stuff in the cupboards and as yet no wriggle room in the freezer I swear the food in there multiplys overnight.I am hoping to eat more fish this coming week as I seem to have half the north sea in the bottom basket of my freezer. I must make some headway in there as Christmas is on the horizon and I like to have room in there for the days following Christmas when the supermarkets are off loading stuff at silly prices.

I don't mind eating festive food in January ,especially if its been reduced .January seems to be the looongest month of the year, and being usually cold and frosty its nice to have cheerful grub that's not cost a fortune IYSWIM :):)
Right off to have some HM carrot and coriander soup and crackers for a late lunch
Cheers chums
JackieO xxx