The "Save 12k in 2015' Thread!

SusanneCape

lalman wrote: »

Okay. I am sorry for putting a downer on this thread and for the long post but i needed to just let it out...

Congrats SF - happy for you :-)

Hi, OMG, I am so very sorry that this has come at such an inopportune time, but I am absolutely sure that you will find employment in no time. Our accounts department is looking for staff, but am not sure what type of qualifications they are looking for. I am in London, if you want to PM me.

Hugs,

black_taxi_2

fund manager invested today


£600 vanguard/ £240 cash isa(£840)

charliedaydream

Hi

Is it ok to still join for this year - looking for something to focus my savings efforts - Am aiming for £6000 in 2015 - at £425.55 for Jan 2015

mrssjs

That's me done for Feb, £284 saved, slow start to the year, but should pick up after April.


Front sheet updated

tara747

I've changed my savings goal in my sig, I'm aiming to hit £100,000 this year!

System

Is it too late to join?! I feel inspired

I want to try & save at least £1K this year. I know it's not much but I've literally only just started saving, and I'm about to go on maternity leave so my income is going to be reduced. I currently have £243.28 saved so doing well so far but I know the next couple of months will be tough.

So far this year I've sold items on eBay & FB, opened a TSB Classic Plus account for my savings, switched the joint account to Santander 123 which will give us over £100 cash back a month (our mortgage lender is Santander which helps!), and have had over £80 from TCB :T Plus I've switched supermarkets to A**i and am saving a fortune!!!

I'm up for the challenge of saving £1K despite paying for DD to go to nursery 2 days a week (hooray for childcare vouchers!!), being on SMP & having another child to feed & clothe. Plus battling with OH, who isn't very MSE

Hantsman

Loopybecs, well done on all of that, you sound like me last year, sorting all the bank accounts out and discovering the joys of cheaper groceries!

Best of luck with the OH, my advice, and the way I put myself off unneeded purchases show him/her the figures you've saved at the end of the month and work out what that would compound to over the next few years (maybe using 3% interest as that's what Santander gives you). The numbers you end with can be staggering. Have a look for compounding calculators on google and have a play around

Best of luck!

System

Thanks Hantsman I'm really hoping that he'll be on board. He's great on the whole as he doesn't drink, smoke, buy clothes etc his main luxuries are the Sky package, speedy broadband & going to watch the football once a month, which we can afford. But it's the little things like buying snacks & not shopping around that drain the pennies and it's so wasteful. He's also used to being in debt and isn't bothered if he's overdrawn or has a balance on his credit card, which I hate!! But luckily, apart from his car loan (ends in 2 years) and a small balance on his credit card, neither of us are in debt right now.

2 weeks til payday!!! Hurryyyyyyyy...

AnnaLMLH

another payment into the nationwide save to move account (we are saving a moving deposit)
£115 paid in February total so far £805, overall this year
£1025/£12000 8.54% #203

Notfarfromtheborder

£600 into FD regular savers for Feb, now up to £1200


Should be able to claw back in q3/4 as still got some bills to settle first