The "Save 12k in 2015' Thread!

mummytummy

#6 declaring £548 for November, off to fill out the update form now

tara747

November payday update!

I managed to save £1,145 in November, bringing my 2015 total (so far) to £9,577 and my overall total to £94,416.

Well done everyone, love reading all your updates.
:beer:

Gem-gem

Banked another £40 into my regular saving account.

Wentthedaywell?

In total £1400 this month, though only £300 net after making up the savings on my spreadsheet that I'd dipped into. I've had a dental implant, new carpets and decorating over the summer which was funded from this year's savings.

I probably won't make this year's (revised) target because of the fall in my S&S ISA, so next year I will really push to make it up and get £20k over the two years.

Lolly88

Penultimate update for the year. I'm declaring £950 saved this month bringing my total to £6700 which smashes my £6000 target for the year. :j:j:j:j

I'm not going to change my target but will see how much I can add in the last month of the challenge.

copperjar

Signing in for November and I'm declaring £520.03 (nice round number as usual :rotfl:).

I've been saying for the last few months that I don't think I'll quite make the £6k target. But when I got home last night, I had got a letter from the Co-op about an old loan - some issue with the CCA - and they enclosed a cheque for £898!! I couldn't believe it! Totally out of the blue

I'm not going to add it to the total yet because
1. I want to see how close I can get to the £6k just by saving
2. Totally unexpected money so I fancy treating myself with some of it!!

Looking back on this challenge, I've realised that when I make small payments every few days to round up balances etc I get close to or over the £500 a month target. I have a £250 regular payment to a savings account so the other £250 comes from small payments, saving on bits and bobs, trying to reduce weekly shopping bill etc.

I've also noticed that the YNAB app has completely transformed the way I spend/save - without it I would be nowhere near the £6k!

So pleased I joined this challenge. Thank you everyone

sofarbehind

Hi everyone,


We've made such great progress, I'm really looking forward to seeing our final totals. I managed £800 in November, which I'm really pleased with because it has been such an expensive month. I've bought all my Christmas presents too so hopefully December will be a bit better.

Hantsman

I MADE MY TARGET!!!

£1300.11 with one month to go!

Thank you everyone on this thread for your help and support, and to SlowlyFading for all the work you put in.

Going to push through December and try and have a another good saving month

slowlyfading

The 2016 thread is now live:
https://forums.moneysavingexpert.com/discussion/comment/69618023#Comment_69618023

bsms1147

Joined, thanks slowlyfading.

I'll post my November total when it's finalised on the 30th, and as long as I don't go overboard in December I should make my target by the end of the year (it really will be the end of the year since payday is December 31st... only then will I know...)