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Women and cats will do as they please! :)

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  • You are right! Someone at work explained it wrong to me, I've just looked it up and it'll work out cheaper :)

    Thanks Dawn :beer:

    Just remembered, had a statement from Next from which I haven't ordered in months saying they're charging me £3.75 for an autumn catalog??? What? For one, I haven't received it, I also haven't asked for it either so I'm going to call them tomorrow, they're not taking that money from my bank!
  • Chancers (next)! I did wonder what size of house you buying with the stamp duty comment ha :O)
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • Haha submarine76 not quite there yet :D but it's in my plan

    An update while dinner is on

    Today I've:

    called Next and shamed them and of course they credited the 'charge' straight away

    found cheapest contents insurance and got it for £104-£33 cashback=under £6 pcm. And paid upfront... :/

    posted 2 ebay items

    listed an Oleg baby :D a cute Christmas present for someone

    found childcare for 5th Jan. Oh the pleasures of teachers' training days...

    bought my son an elf costume for the Christmas play :rotfl:

    bought tickets for the play. It's always baffled me why I have to pay to see my DS in his school play?..

    booked a dental hygienist app for next week

    Still to do:

    buy light timers for when I'm away

    Struggling to find time for the amazing book I'm reading, things are a bit hectic at work as well as home with all the festivities looming.

    Also, with the exam results just over a week away I'm starting to get nervous a little :)

    Savings aren't looking quite as good this month but January's and February's will be great :) staying on track and focused, we'll get there as soon as physically possible.

    Magician
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hi just want to say reading the words " it's an honour to be given an opportunity to bring a child up, especially your own. " could nt say it better myself. As a single mum also I firmly believe this :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hello Diary :)

    Not much to report today, one working week left before the big break :) things are looking good.

    All presents were bought by the end of September and packed away in the suitcase so only clothes and toiletries to pack :j

    Had a little bust up with a colleague today. Has anyone ever worked with someone that is so very negative all the time? Swearing, banging things, raising voice, just sitting there with a face on you, it goes on... For someone like me that always tries to stay positive and consider other people in my environment, it's hard to deal with though it's mostly ignored as much as possible. I think it brings the level down straight away and it's pretty much constant. I think I'll need to speak to my FD about it. Not sure what he can do, a great guy and I'm sure he'll try but it's a difficult position for him to be in too. I just believe negative emotions should not be taken out onto other people and kept to yourself and dealt with away from work. Whether you're depressed, unhappy with your job or life in general it's nobody else's fault. Hmm.. rock the boat or not?.. I think I'll have to speak up, it's the right thing to do and nobody else will.

    On a nicer note :) I've been writing a list of business ideas as soon as I think of one, looking what it'll amount to in the end and how viable they are. I'm on my way... :T

    Magician
  • Hellooooo diary :j

    I've got a confession to make... today has been a mighty spendy day :o Went to a walk-in clinic due to my tonsillitis getting worse, had to stay there for almost 3 hrs to be seen and in the end they told me I needed to go see my GP and gave me no medicine :mad: By the end of the visit DS was so hungry we went to the nearest place for a bite to eat which happened to be Panama Hattys, nice food but not worth the £30 we spent. DS gets so terribly hungry! He must be having a growth spurt. Anywho, what's done is done.

    Then put in a full tank of petrol for £45 in preparation to driving to the airport next week and went to M&S and got some yummy belgian chocolate. So that's £80 gone...argh

    Sooooo... A big treat day today, all came from a budget apart from the meal which means our food budget will have to suffer a bit but we're off to my mum's in a week so the last 10 days of December will all be NSDs.

    Was feeling fairly ill last night but much better tonight, hope this bloody tonsillitis goes away and leaves me be :cool: Looking forward to over 2 weeks off soon, I need some rest and relaxation :A

    Hope everyone is having a lovely Saturday :)

    Magician
  • OK, so this month universe does not want me to save

    My mum let it slip that she's had an eye on my Vivienne Westwood purse for over a year but doesn't have the funds to buy it. She never gets herself anything and has hardly any money left over every month. Broke my heart so I went ahead and purchased that for her as a christmas present, £130 :o But I know how much she'll love it and it'll be the best present ever to her and she absolutely deserves it.

    And my savings... well, there will definitely be some this month but not quite as much as last but such is life :beer:
  • So apart from mum's present today I did half a week's shopping for £25.

    We then made wheat free pasta macaroni cheese, oh my it was delicious :T I might have had a tad too much :o and DS approved too. A portion left for tomorrow's dinner. Made chilli con carne for 3-4 work lunches too. Done 3 loads of washing and cleaned the apartment from top to bottom, DS did the windows - his favourite job :D

    Can't wait to go to mum's and decorate the Christmas tree :) and for everyone to open their presents and for the meal and Home Alone after :rotfl:

    Thoughtful Sunday everyone

    Magician
  • Hey Magician,

    What results are you waiting for? I'm stressing over my E2 and F2 ones, just don't want to get caught out with the syllabus change.

    Hope you're feeling better.
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Hi Jonesy88 thanks for dropping by :beer:

    I'm thinking the exact same thing, who wants to do an extra exam! I'm waiting for F1. Getting nervous now, that butterfly feeling in the tummy :) I'm off to have a look at your diary now :j hope you don't mind
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