Always skint and have a 3 month old child. I need money advice

solen

Flinchy-Stryder wrote: »

I have a freezer and fridge. I do feeze most stuff but with sandwich items for lunch they dont freeze well. I froze a pack of ham and when it came to it i couldn't seperate the slices cause they froze together so i had to defrost it all and it went off.

You can make, then freeze sandwiches. I used to do it when I was skint. I'd make a couple of weeks worth of sandwiches, wrap the amount I'd have each day in cling film and the. Put them in the freezer.

Do not put any salad or veg in them, it turns to slime, but ham, cheese and pickle, egg mayo, tuna mayo, plain marmite, peanut butter, jam all work really well and taste great

If you do want salad, you can take it separately and add it in just before you eat it.

Take them out the night before and leave them on the side and they are defrosted ready to take to work the next morning. In the summer you can take them in straight from the freezer and they are ready by lunchtime.

notanewuser

moomoomama27 wrote: »

There's no real alternative to ending a phone contract, if you do often you have to pay a massive fee or face debt collectors! Unlike housing there really is no other option but to see the contract through or face bigger payments.

But we didn't know that at the point I made my comments!!

GwylimT

notanewuser wrote: »

If I couldn't afford my mortgage (taken out 5 years before DD was born) I'm pretty sure people would advise I do something to change that. (I actually had a mortgage at 19 and got no handouts from anyone. I had to work 70 hours a week to pay for it, plus food and utilities.)

My comments stand.

If you can't afford a mortgage you can simply sell a house, if your situation changes funnily enough you wouldn't have the money to pay off the rest of a phone contract in one go.

moomoomama27

notanewuser wrote: »

But we didn't know that at the point I made my comments!!

Yes we did, he stated it in post #4

notanewuser

moomoomama27 wrote: »

Yes we did, he stated it in post #4

Given how it was posted 1 minute before my post, I hadn't seen it!

moomoomama27

notanewuser wrote: »

Given how it was posted 1 minute before my post, I hadn't seen it!

Yet you said your comments still stand? Confusing ;/

notanewuser

moomoomama27 wrote: »

Yet you said your comments still stand? Confusing ;/

Yes. I made several points. Only one is disputed, which is actually a statement of fact. He cannot afford this contract currently. He needs to make changes, either reducing the cost or finding more money for it.

scratchyrat

This is another lift share site.

http://gocarshare.com/

Seems to have more lifts on offer than the last one I posted.

moomoomama27

I do think its the food that can be cut down if another job isn't possible. Although at this time of year you would probably have some success in seasonal shop work, depending on where it is you live? Recently the local shops and supermarkets have been advertising for Christmas staff, so maybe a possibility.

I would try and meal plan down to snacks etc. Shop in cheaper places and look for reduced items you can freeze.

Lily-Rose_3

Faith177 wrote: »

I work 35 hours a week mon-fri I then do over time at 3 hours a night so that brings it up to 50. I then do 6 hours on a Saturday if the overtime is there if not I do 10 hours at my pub job and then another 10 hours on Sunday so in total working 70 hours a week

While doing all this I STILL manage to run my own home and do everything for myself. my mum lives 600 miles away so can't pop over to hers whenever I feel like it.

My OH works over 110 hours some weeks and just gets his normal salary nothing on top it's just expected

!!!!!! my mum worked 2 jobs totalling about 65 hours while having chemo for breast cancer! She is on her own so again had to do everything herself

If you want to stop being so skint and supply for your child then you are going to have to make some sacrifies simple as that is what a good parent does

Your OH works 110 hours a WEEK?

Is that a mistype?

Nobody works 110 hours a week. If they work Monday to Friday, that's 22 hours a day.

Even if he works 6 days; it's nearly 19 hours a day. Impossible.

And out of interest, if you have children, who looks after them while you're at work 70 hours a week, and your OH is at work 110 hours a week?

If you don't have children, then you can't really compare your situation to the OP's.

I agree with the people who have said give the guy a break - he is only 19, and is still finding his feet in life. All these posts about how working 40 hours a week is 'nothing' and is virtually part-time, and he needs to get a grip and 'man up' and all that.

He is doing his best. Give him a chance.

And 40 hours a week IS full time, even though some are making out that they do 300 hours a week! And that is just normal! And you're no kind of man if you don't do at least that!!!

You DO need to make your own lunches though OP. Spending all the money you spend on lunches is a huge waste of money.