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The Deliciously Decadent December NSD Challenge!

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Comments

  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    Starting off December with NSD number 1 :j
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    A good start here too - NSD 1 today :)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not a NSD for me today as had to pay my weekly £2 to work lotto. And then accidentally bought myself a can of coke. :(

    Hoping for one tomorrow though. I'm not including planned xmas spends, as I will just buy pressies as and when I can, which could mean a few spendy days but as long as its only presents then I'm happy with that.
    SPC 18 Target £200 /
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 1 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Candlewick
    Candlewick Posts: 284 Forumite
    Well done to those of you that have kicked off day 1 with a NSD. I don't think I shall be having one until Friday.

    I have today closed my RBS credit card :D (the one I had to balance transfer). I would have done it sooner but I wanted to claim my vouchers from RBS Points before I closed it. I chose M&S vouchers for £70. Taking into account the balance transfer fee I am still up by just over £30.

    I still have my Halifax c/c because I bank with them and have a long history but my balance for next month is only £10.01. :D

    Onwards and upwards!

    Candlewick
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

     Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • black_cat
    black_cat Posts: 703 Forumite
    Debt-free and Proud!
    I'm an idiot! Bought a magazine so I can't claim my first NSD. (Although I've vastly reduced my consumption of magazines since starting this challenge in October). I hope I get as much pleasure from reading it as I do from not spending! :)
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    After novembers disaster I need to decide on my Dec target, however today was deff not one as went to Winter Wonderland with OH. Pricey (although std London even type prices) but well worth it, even if I did manage to sit on someone's dropped and melted marshmallow at the Fire Pit bar.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    I'm off the mark with #1, today WILL NOT be spendy!
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another one in the bag today for me
    Train fare out of travel budget
    Dog food out of his budget!

    NSD 2
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Both yesterday and today were NSDs :D taking me to 2 and 2 in a row :p

    Hmm having a quiet Solstice Celebration rather than the usual means lack of spending :rotfl:
    Must use my stash up!
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