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The Deliciously Decadent December NSD Challenge!
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Starting off December with NSD number 1 :jLetting Go NST #17
NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
Make £10 per day in Oct: £30/£310
Mortgage: £214,702.150 -
A good start here too - NSD 1 todayStarting 2016 debt-free
Emergency Fund: £350/£10000 -
Not a NSD for me today as had to pay my weekly £2 to work lotto. And then accidentally bought myself a can of coke.
Hoping for one tomorrow though. I'm not including planned xmas spends, as I will just buy pressies as and when I can, which could mean a few spendy days but as long as its only presents then I'm happy with that.SPC 18 Target £200 /0 -
NSD 1 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Well done to those of you that have kicked off day 1 with a NSD. I don't think I shall be having one until Friday.
I have today closed my RBS credit card(the one I had to balance transfer). I would have done it sooner but I wanted to claim my vouchers from RBS Points before I closed it. I chose M&S vouchers for £70. Taking into account the balance transfer fee I am still up by just over £30.
I still have my Halifax c/c because I bank with them and have a long history but my balance for next month is only £10.01.
Onwards and upwards!
CandlewickNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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I'm an idiot! Bought a magazine so I can't claim my first NSD. (Although I've vastly reduced my consumption of magazines since starting this challenge in October). I hope I get as much pleasure from reading it as I do from not spending!0
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After novembers disaster I need to decide on my Dec target, however today was deff not one as went to Winter Wonderland with OH. Pricey (although std London even type prices) but well worth it, even if I did manage to sit on someone's dropped and melted marshmallow at the Fire Pit bar.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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I'm off the mark with #1, today WILL NOT be spendy!MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)0
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Another one in the bag today for me
Train fare out of travel budget
Dog food out of his budget!
NSD 2final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Both yesterday and today were NSDs
taking me to 2 and 2 in a row
Hmm having a quiet Solstice Celebration rather than the usual means lack of spending :rotfl:Must use my stash up!0
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