car insurance bumped up

paul1988

Hi there can anyone help,

My gf recently passed her test went to get a new car last sunday got it insured and thought grand all done and dusted,today she received a call from them stateing she had to pay a extra 150pound on her insurance cos she had made a claim.

now the situation with the claim is she was rear ended by a pick up truck on her driving lessons and her instructor claimed from his insurance obviously he put her down as bin in the car,the claim is in the process of bin settled.

now my question is can they just bump it up just like that when it wasnt a claim against her??

Many thanks

JustinR1979

It's a claim irrespective of liability, it sucks but that's the way it is - non fault claims can put your price up.

notanewuser

paul1988 wrote: »

now the situation with the claim is she was rear ended by a pick up truck on her driving lessons and her instructor claimed from his insurance obviously he put her down as bin in the car,the claim is in the process of bin settled.

now my question is can they just bump it up just like that when it wasnt a claim against her??

Many thanks

Wheelie or pedal?

Did she make a claim for anything? Whiplash etc?

paul1988

Yes she claimed for whiplash but through the insurance of the driver who was at fault.

I thought the bumped his insurance up not hers lol

many thanks

JustinR1979

paul1988 wrote: »

Yes she claimed for whiplash but through the insurance of the driver who was at fault.

I thought the bumped his insurance up not hers lol

many thanks

It's pants.
If you do a quote it asks for claims, irrespective of fault.

notanewuser

paul1988 wrote: »

Yes she claimed for whiplash but through the insurance of the driver who was at fault.

I thought the bumped his insurance up not hers lol

many thanks

You thought wrong then. The question is "have you been involved in any accidents or claims in the last 3/5 years?". She has, and should have declared so.

paul1988

Tbh I dont think it actually asked that question as I was stood with her when she went through it.

many thanks

Nodding_Donkey

Congratulations, you have found the only insurance company ever not to ask about previous claims

atrixblue.-MFR-.

paul1988 wrote: »

Tbh I dont think it actually asked that question as I was stood with her when she went through it.

many thanks

who is the insurer? every insurer I know asks specifically if main and named drivers has had any accidents or claims in the last 3/5 years.

notanewuser

paul1988 wrote: »

Tbh I dont think it actually asked that question as I was stood with her when she went through it.

many thanks

Which company is it?

Iceweasel

paul1988 wrote: »

Tbh I dont think it actually asked that question as I was stood with her when she went through it.

many thanks

Of course they asked about previous claims - you just didn't realise the full extent of the question.

She possibly said NO as she was perfhaps thinking of claiming on her insurance.

Welcome to the wonderful world of car insurance.

She claimed - it doesn't matter whose policy she claimed on.

Sorry to tell you that - but that's how it is.

Be thankful they didn't cancel her policy for telling porky pies.