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Three choices in life; Give up, Give in or Give all you've got!!

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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou wrote: »
    So get you on the worrying being so draining.
    Take care of you xx

    From me too

    Take care

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm sorry if this is an insensitive question, so say if you'd rather not talk about it, but why did you stop your three hours of work a week? Was it bad health, or stress, or because DH needed you at home? I just wondered as losing that £80 a month has obviously had an impact upon your finances.

    I do know what it's like to worry about money all the time and it's not nice :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Worriers about money unite.
    Founder members:~
    Lucky
    Wannabe
    Beanie
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm sorry if this is an insensitive question, so say if you'd rather not talk about it, but why did you stop your three hours of work a week? Was it bad health, or stress, or because DH needed you at home? I just wondered as losing that £80 a month has obviously had an impact upon your finances.

    I do know what it's like to worry about money all the time and it's not nice :(.

    Not insensitive at all.
    I worked on a Saturday 4-7pm. I had to have everything organised before I left for work in terms of what the boys would have for tea/need while I was out. MiL came round ‘to babysit’ while I was out which DH and the boys weren’t overly keen on, and I always felt the need to spend the day tidying before she came. More often than not, DS2 had some party or other to attend on a Saturday which made it more difficult to organise, and DH usually worked himself into a flap about his Mum coming. MiL then started going out quite a bit on a Saturday night so couldn’t come round, which pleased DH but made me very nervous leaving them all (DH had a couple of seizures that the boys had to deal with alone, and I worried that it was the stress of ‘being in charge that attributed to them. DS1 told me he didn’t want the responsibility if MiL couldn’t come round :(). On top of that, as much as I enjoyed the banter with the girls, I worked on the busiest shift and my feet literally didn’t touch the floor. Not good for my foot problem (plantar fasciitis) and it was getting really bad to the point where I could hardly walk. More and more people left the department without being replaced, and I ended up doing the work of 3 or 4 people. I had countless holiday requests refused as there was no one else, and the whole thing became more stress than benefit. I also felt that I was doing ‘top up shops’ after work that I probably would have managed without had I not been there anyway, so I was spending as much as I earned sometimes :eek:.

    I should probably look for something else, perhaps while the boys are in school, but anything I earn over £20 will be taken back off me, so I need to find something suitable Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou wrote: »
    Worriers about money unite.
    Founder members:~
    Lucky
    Wannabe
    Beanie

    :heart2: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • mary_hinge
    mary_hinge Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Keep swimming on Lucky.....

    Any neighbours DS1 can mow their lawns/wash cars/do shopping etc... for some spends? Missy H helps a few of ours out to sub her going to town/cinema/bowling/mc d's with her mates
    Living in a superhero induced haze :A:A
    "You did good Kidda!" :D
  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's awful worrying about money, been there myself when the kids were young, wish this site had been around then.

    For the moment just concentrate on getting through one week at a time or you'll drive yourself mad worrying about the rest.

    Big hugs xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • mary_hinge wrote: »
    Keep swimming on Lucky.....

    Any neighbours DS1 can mow their lawns/wash cars/do shopping etc... for some spends? Missy H helps a few of ours out to sub her going to town/cinema/bowling/mc d's with her mates

    I can’t think of anyone Mrs H, but it’s a good idea and I’ll suggest it to him incase he can think of anyone. He’s decided against town tomorrow, so at least that’s one less thing to worry about Xx
    Sun_Addict wrote: »
    It's awful worrying about money, been there myself when the kids were young, wish this site had been around then.

    For the moment just concentrate on getting through one week at a time or you'll drive yourself mad worrying about the rest.

    Big hugs xx

    Thanks SA. Think I’ll have to or I’ll crack up :rotfl: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you're okay Lucky
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Hope you're okay Lucky
    x

    Hi Wannabe :A.

    I’m ok thanks. I think :rotfl:.

    Had a quiet day yesterday, mainly in the house. DH spent a lot of the time asleep :(. Today we used some of the cinema tickets I won, and saw Avengers Endgame. I used 3 of the tickets for DH and the boys, plus I got in free as Carer so saved £30 :eek:. Still have an extra ticket for next time we go too. Film was good but too much talking and not enough action in it for DS2 :cool:. DS2 was then invited to go rock pooling with his friend and his family tonight, so had a fab time. Came back soaked and freezing though so was dunked straight in the bath!!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
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