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Three choices in life; Give up, Give in or Give all you've got!!
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I don't blame you for keeping the heating on at night if it's -10 :eek:.
I hope you sleep better tonight. I also hope the PPI claim comes up trumps for you.
Don't feel bad for snapping at DH as you are only human after all and you have to cope with so much.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The snow arrived overnight, though it’s nowhere near as bad as some places - yet!!
First weigh in back at chub club and I’ve lost 5.5lbs :j. DH lost 2.5lbs and is disappointed, but to be fair he hardly has anything to lose and I’m a munter.
Cashed out another £3 Amaz0n voucher on Sw@gbucks, which is £11 in the last month. Hopefully I can build this as a pot that can be spent next Christmas and make things a bit easier then XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Well done on the weight loss :T but sorry about the snow
. Our snow has melted now, it was a 24 hour wonder. :rotfl: Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Wow, 5.5lbs is brilliant. Well done you :T Definitely good motivation to keep going. Some good cash outs there. Hope the DC's enjoy the snow. Have a lovely weekend. xx0
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No idea what a munter is but 5 1/2 lbs is awesome :j :j :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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A bit more snow has provided fun for the DSs out in the garden/local park with their friends. Love free exercise :T.
Today should be another NSD. No plans for the rest of the day except ironing and housework. Limping along towards more money foming in next week XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
please-let-me-be-lucky wrote: »Munter - big unattractive woman
Please dent :naughty.
You make me sad.
You are a lovely person with hair I would love to have xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
please-let-me-be-lucky wrote: »Munter - big unattractive woman
You are definitely not a munter Lucky. You're so unkind to yourself and you don't need to be. You should be as kind to yourself as you are to other people
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »You are definitely not a munter Lucky. You're so unkind to yourself and you don't need to be. You should be as kind to yourself as you are to other people.
This .. Just this. I couldn't have said it any better!
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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