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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh & to give you a wee giggle~~ I have been referred to a falls clinic for over 65's.
    I am not even 55!!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Sorry to read all the happenings Beanie :( and I hope things start to pick up and improve for you.

    An MSE Happy Mothers Day from me...you've always looked out for and in on so many of us for a long time - like an internet Mum :D Thank you 💐
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yikes to the falls clinic! Though when my auntie went to one of those a few years ago, it was really good. Although she had named illnesses with a good success rate at drug relief, the exercises they taught her at the clinic really helped (actually, I'm lying - it was a balance clinic, not a falls clinic, sorry). But the same thing might apply, there could be a lot of self help they can teach you. The Chronic Fatigue Clinic helped me, things I'd been doing to help myself, I could put on a clearer basis, it was valuable. Doesn't matter what age group attends, so long as it helps you xxx
    2023: the year I get to buy a car
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    Oh & to give you a wee giggle~~ I have been referred to a falls clinic for over 65's.
    I am not even 55!!!!

    I got referred to a falls clinic, and I wasn't even falling. The upshot was that I should drink more.

    Now who believes that the above paragraph is literally true? :p
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ZTD wrote: »
    I got referred to a falls clinic, and I wasn't even falling. The upshot was that I should drink more.

    Now who believes that the above paragraph is literally true? :p

    :rotfl::rotfl::rotfl::rotfl:
    Not me :rotfl::rotfl::rotfl:
    I have been in your company:cool:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    :rotfl::rotfl::rotfl::rotfl:
    Not me :rotfl::rotfl::rotfl:
    I have been in your company:cool:

    Ah, but it is true... :p

    Though I did forget the second part of the cure: "And take steroids."

    Proof-positive (as if any proof was needed) that a good, clean, wholesome lifestyle (like the one I lead :A) is bad for you. It may not get you every time, but it will sure as hell try...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awake at silly o'clock again.
    I am going to my mums overnight later and new carpet day is Wednesday.
    Although I did not pay for carpet I now wish I did not get a more expensive one. As of tomorrow or Wed I will have no TV reception broadband or home phone. This will all have to be dealt with and costs money I really can't spare and energy i don't have.
    So tomorrow is the end of an era.
    Such mixed feelings.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    This will all have to be dealt with and costs money I really can't spare and energy i don't have.
    So tomorrow is the end of an era.
    Such mixed feelings.

    Having your family living with you also has cost money and more especially energy that you can't spare. It's tough drawing that line in the sand but it needs to happen. The phone etc can be sorted more easily than your living arrangements which you've been working on for years. Try to see some positives and take care.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are right as always inod.
    Just dident think it would be so hard.

    happy Monday all :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can understand the mixed feelings, beanie, but INOD is right, these arrangements - horrible as they are, and I *know* what you mean - will be comparatively okay compared to other things that you've been through.

    Do you have enough reading stuff, like free kindle books, or ebooks from the library (thats what mine do now, which is great) downloaded onto your computer so you can access them even without the web?
    2023: the year I get to buy a car
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