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Baby steps to mortgage freedom for beanielou.

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  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have just been reading a bit of your diary and somethings we share in common

    My only child DD moved out in december, it's tough and I have just taken each day as it comes

    At first I was so exhausted from the long hours sitting at the station and expected it to hit me at christmas but it didn't. DD and OH clashed like crazy so I have gone from total war zone to semi war zone. I think for me the best thing was realising that I would have good and bad days, but also remembering that DD and I share a bond that can't be broken has helped.

    :grouphug: and :EasterBun as it never fails to make me smile
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hello my friends.
    20 years since Dunblane yesterday.
    Certainly doesent feel it.
    Here I am awake again at silly o'clock.
    My young person is alive well and happy ( I hope) & now living not far from Dunblane. I don't really know what I am saying but something along the lines of be well, be happy & make it count.
    For those who can't.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Managed to get some digi box yesterday so TV working again.
    Broadband will reconnect on Thursday if all goes to plan.
    I personally could not have only my phone as I really struggle to do some things on it.
    I have my visit to the falls clinic later!!!
    All happening in beanie land apart from sleep!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you Sue.
    Please keep popping in.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hello my friends.
    20 years since Dunblane yesterday.
    Certainly doesent feel it.
    Here I am awake again at silly o'clock.
    My young person is alive well and happy ( I hope) & now living not far from Dunblane. I don't really know what I am saying but something along the lines of be well, be happy & make it count.
    For those who can't.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Hello my friends.
    20 years since Dunblane yesterday.
    Certainly doesent feel it.
    Here I am awake again at silly o'clock.
    My young person is alive well and happy ( I hope) & now living not far from Dunblane. I don't really know what I am saying but something along the lines of be well, be happy & make it count.
    For those who can't.


    One of these tragic events, where most know where they were when the news came through.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Fingers crossed that the falls clinic can help. Be sure to let them know that you had a restless night last night. Take care.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    be well, be happy & make it count.
    For those who can't.

    Thats very powerful, beanie, especially in the context of Dunblane. I think about those little ones - Andy Murray was one of the ones who sheltered in the headmaster's study, wasn't he? Each and every human life is precious of course, but knowing that Murray was there makes me think, who did we lose? Who have we lost, without ever knowing it, who would have maybe changed the course of the world, written an amazing book, *something*. Gone now.

    Anyway, you're off to the falls clinic today? I hope it goes well.
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well that was a marathon.
    Am done.
    Was there from 9.15 to 12.45!!!!
    More later.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    beanielou wrote: »
    Well that was a marathon.
    Am done.
    Was there from 9.15 to 12.45!!!!
    More later.
    If it was a full marathon that's not a bad time ;) Smiley says hi-there-smiley.gif?1292867616
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