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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teapot2 wrote: »
    Just popped in to agree with everyone re your worth and not being a burden and to say 'abide with me' makes me greet too :o . I also think its not just about the funeral on that day but it focuses us on previous losses as well IYSWIM

    Yes, this is so true.
    Reminded me of my dad:(:(:(:(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Beanie you commented on the eulogy delivered by your friend’s son. If you doubt your worth, ask what your nearest and dearest would say about you in those circumstances. This should reassure you. Take care

    Maybe I shouldent:rotfl:
    Seriously, thank you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Joining the chorus of 'ahem, you matter to me!'


    With another dodgy hug :grouphug: and virtual cake.:bdaycake:

    Thank you.
    Cake is always welcome :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Honestly Beanie, I don't think you know how many just on here you have helped - I wouldn't be here and posting if it wasn't for your friendship. and in real life you must be such a force for good XX

    You are wonderful XX
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Honestly Beanie, I don't think you know how many just on here you have helped - I wouldn't be here and posting if it wasn't for your friendship. and in real life you must be such a force for good XX

    You are wonderful XX

    Thank you Buffster.
    You are wonderful too xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Honestly Beanie, I don't think you know how many just on here you have helped - I wouldn't be here and posting if it wasn't for your friendship. and in real life you must be such a force for good XX

    You are wonderful XX

    Lots of us agree with this - you always have words of encouragement for everyone, beanie x
    Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
    OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lots of us agree with this - you always have words of encouragement for everyone, beanie x

    Thank you S lass x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another day another dollar.
    Happy Friday you lovely people xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The mortgage has dropped into the last 1K.
    The CC has also dropped into another milestone :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Very touched actually by all your lovely comments.
    I know I struggle with self worth because I was bullied at High School :(

    Anyway, on a lighter note.
    So very touched tonight.
    Both DS & his GF popped in tonight independantly to check I was ok.
    Which was very nice of them both.
    I had a big hug with DS & another cry.
    Went fot a wee spin with DS in his shiny new car.
    Love it.

    Thanks again xx
    beanielou wrote: »
    Thanks everyone :)

    It went about as well as expected.
    It was very emotional.
    I cried during Abide with me & then during the eulogy (delivered by her son)
    My DS's friend certainly did his lovely mum proud.
    So very proud of the lovely young men they have become.
    Another star shines brightly in the sky. RIP T. xxx
    After the ups & downs of their teenage years it is so very lovely to see.
    beanielou wrote: »
    So, this is it.
    I dont think I do matter.
    Just a burden to everyone.
    DS disagrees but that's how I feel.
    Poor DS:o:(


    Oh beanie :kisses3: :bdaycake: :coffee:

    Here's another measure of how you matter. I've been a bit stressed, as you know from my diary, nothing awful but nothing good, and when I came online this morning I read nearly three pages since yesterday trying to reassure you and give you feedback :grouphug:

    You know it's about being bullied as a child - and I'm guessing it was really, really bad to have such a huge effect on you. Have you ever worked on it in counselling? Because it sounds like an open wound still, honey, it really does. Affording counselling is probably out of the question, but a self help group, even one like CODA if you can still find it, or a self help website or book to work through - they can help too. My lifesaver, introduced to me a couple of years ago by an mse forum member, is Captain Awkward. I lived in the archive there for about 6 months, and it made me feel a *lot* better about being who I am, and that's been permanent.

    Thinking of you xxx




    ETA - congratulations on the mortgage and the cc!
    2023: the year I get to buy a car
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