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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 101,545
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    doingitanyway wrote: »
    I'm with teafor2 as regards sleep. I hope you are on the up or at least found something nice to take pleasure from today :)

    I have smarties:j:j:j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • earthgirl
    earthgirl Posts: 3,762
    Mortgage-free Glee!
    Forumite
    Oh goodness, so sorry to hear that you are in so much pain. People are glad to help. Also amazing that you sound so chipper. I get a bad cold and I become bedridden! Keep smiling xx
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • beanielou
    beanielou Posts: 101,545
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    earthgirl wrote: »
    Oh goodness, so sorry to hear that you are in so much pain. People are glad to help. Also amazing that you sound so chipper. I get a bad cold and I become bedridden! Keep smiling xx

    Although the pain is not great its more the lack of mobility that gets me & daft things like not being able to empty the cat litter or move even a wee box of cat food.

    But I now have smarties :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Mmmm smarties :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Ooh smarties. Pity the colours aren't still full of E numbers. You'd be running around like a spring chicken. ;) x
  • beanielou
    beanielou Posts: 101,545
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    teafor2 wrote: »
    Ooh smarties. Pity the colours aren't still full of E numbers. You'd be running around like a spring chicken. ;) x

    I dont think they have them now :think:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • in_need_of_direction
    in_need_of_direction Posts: 8,437
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite
    Has anyone had jelly tots recently? I got the tube without which it wouldn’t be Christmas and I’m sure they’ve reduced the sugar
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • teafor2
    teafor2 Posts: 3,322
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Morning Beanie, hope all is well with you. I've sent you 2 PM's. The first one went through but the second one won't as your inbox is full. xx
  • beanielou
    beanielou Posts: 101,545
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    teafor2 wrote: »
    Morning Beanie, hope all is well with you. I've sent you 2 PM's. The first one went through but the second one won't as your inbox is full. xx

    Thanks :)
    Got first & replied :). Thanks :)
    So appreciated.
    Wiped out today xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • doingitanyway
    doingitanyway Posts: 10,925
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Forumite
    You sound a little improved in your mood despite being tired. Yay for smarties :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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