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Baby steps to mortgage freedom for beanielou.
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 oh dear not so good.Hope you both feel better soon.Hoping that you feel better soon, OH and I are just coming to the end of our horrid bugs, he is 75 and says it is the worst virus/cold he has ever had!
 xx
 my mum has bben keen to visit but she is banned for now!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            my mum has bben keen to visit but she is banned for now! 
 Just think of it as a green onesie..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
 "We were born and raised in a summer haze." Adele 'Someone like you.'
 "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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            Have a peaceful night beanie.Finally Debt Free! - July 2016 🌟
 Finished Emergency Fund- £10,000 April 2017
 🌟
 RETIRED: MAY 2021!!!!😀🎆
 My diary: “Seasidegal's Scrimpy Retirement Diary!”0
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            :rotfl::rotfl::rotfl: Z what are you like!!
 Beanie sending gentle hugs and hope you're feeling better now.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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            Hope you're feeling a bit better Beanie xJanuary spends - £587.580
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            Get better soon.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720250
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            Feel better soon, beanielou!0
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            Night from hell last night.
 I have never been so cold in my whole life.
 Dire.
 Today has not been the best.
 I am taking so many paracetemel & ibprofen I now am keeping a wee chart.
 Traditional lucozazade is so sweet!!
 Please send food parcels & lip salve :rotfl:
 Not really as have no appetite.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Sorry to hear you still feel rough. Apparently there's a nasty bug going round. On the plus side you're getting it over and done with before Christmas. Get well soon xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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            Thanks SA xx xx
 Any idea how long it lasts?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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