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Baby steps to mortgage freedom for beanielou.
Comments
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            Carmex all the way for me Beanie - I usually use the little pots, but it comes in a tube as well. Vaseline is massively over rated as far as I'm concerned.
 (KnitWitch I love the Burts Bees one as well!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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            Pricey but amazing. Elizabeth Arden 8 hourMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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            Mr SA won't use anything but Lypsyl. He used it when he worked outside in all weathers and still uses it now. When he was in hospital it was a standing joke with the nurses as he's always losing it and wherever he went they used to ask him if he'd got his Lypsyl.
 Hope you feel better soon xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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            Thanks all.
 Feel totally dire.
 Dont know what this bug is but wish it would do one.
 Also my back is in spasm~~deep joy not.
 Took way way too long to get to the toilet.
 Finally got WM on about 4.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Oh Beanie xx                        I get knocked down but I get up again (Chumbawamba, Tubthumping)0 xx                        I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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 Here are some flowers to try and make you feel a little better xx
 We're all thinking of you Beanie
 October xx0
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            Oh Beanie poor you - be kind to yourself! Hot water bottle or hot pad to try to ease your back a bit?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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            EH~#Thanks. When it is this dire only doses of balclofen & diazapam help.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Thanks OS~~Just what I needed to cheer me up.
 A friend has just kindly dropped off Ribenna & more ibprofen.
 My ribenna was massivly out of date & tasted foul.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Oh beanie sorry you're feeling so bad - good that someone could drop off something for you, at any rate, but awful to need it so badly sorry you're feeling so bad - good that someone could drop off something for you, at any rate, but awful to need it so badly 2023: the year I get to buy a car0 2023: the year I get to buy a car0
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