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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 99,986 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skint_spice
    skint_spice Posts: 13,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I hope your pearls have appeared! Have a lovely day x

    Mortgage OP 2026 £960/2000
    Mortgage balance: £31,460

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £0


  • beanielou
    beanielou Posts: 99,986 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,279 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic

    Have a lovely time at the wedding.

    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Hope the pearls appeared. Have a fantastic day 👍

    January spends - £587.58
  • KajiKita
    KajiKita Posts: 10,188 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Get you Missus! 💃 😊👏

    Glad you had such a good time. Take it gently today and accept any and all cat cwtches 😉

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 23,573 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you had a lovely time xx

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • skint_spice
    skint_spice Posts: 13,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Good to hear Beanie

    Mortgage OP 2026 £960/2000
    Mortgage balance: £31,460

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £0


  • beanielou
    beanielou Posts: 99,986 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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