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Baby steps to mortgage freedom for beanielou.
Comments
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            I am exhausted & pain levels way higher than they should be as have had to stop a lot of medication to take other stuff.
 What other stuff are you taking?I could cry 
 :grouphug:"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
 "We were born and raised in a summer haze." Adele 'Someone like you.'
 "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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            Oh sweetie 
 Have a cry by all means, beanie, I do that if I'm ill or if it just comes up sometimes - it's tiring/relaxing, and helps you sleep.
 So sorry you've had to come off other meds to cope with the pain meds 2023: the year I get to buy a car0 2023: the year I get to buy a car0
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              I think I way be the only person without a box to keep Christmas paper in. I think I way be the only person without a box to keep Christmas paper in.  In the whole of MSE In the whole of MSE  I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Don't worry, I don't have one either - it's propped up by the inside of the door to my airing cupboard, along with the extension pipe to my vacuum cleaner and a couple of rolled posters :kisses3:2023: the year I get to buy a car0
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            My Christmas paper (which is the same as birthday paper cos paper is paper) is in a pillowcase in the spare room wardrobe.....so unless youmclass a built in wardrobe as a box....."Start every day off with a smile and get it over with" - W. C. Field.0
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            I haven't got a Christmas paper box either. I keep mine in the bag Boots put them in a few years ago in the days of free bags.
 Hope you feel better soon xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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            Definitely no wrapping paper box here either Beanie - in fact I only realised that was really a "thing" earlier today! :rotfl: Mine lives under the bed!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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            The post was very slightly tounge in cheek!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            So sorry you're still feeling so poorly Beanie, have you spoken to doc who might be able to prescribe something which you can take alongside your usual stuff......or is it like our docs where you have to plan being ill a month in advance to get an appointment.
 My wrapping paper sits behind my settee - no bag or box for me either.January spends - £587.580
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            Wishing you better beanielou. I've been unwell myself and it does affect your mood too. I am on the way up now and you will be too soon If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720250
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