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Baby steps to mortgage freedom for beanielou.

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Comments

  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 19 March at 9:06AM

    That card made me chuckle too. Fantastic weight loss beanielou.
    love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • Watty1
    Watty1 Posts: 8,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    A good solution, you can have fun filling it with things that bring you joy. Great weight loss.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 99,549 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    The card made me laugh way way too much. The unit is slightly bigger than I thought it would be but perfect for the moment. The hole is still not filled in but we are coming in to the better weather at least.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • jwil
    jwil Posts: 23,474 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Great solution!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • redofromstart
    redofromstart Posts: 6,214 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper

    That would end up with at least one cat snoozing in it here. They are convinced that they are decorative features.

  • beanielou
    beanielou Posts: 99,549 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Nothing really of any note here. Struggling a bit. Working on my balance again with the physio. Will be glad to see some money coming in on Tuesday and then going out again on Wednesday!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • KajiKita
    KajiKita Posts: 10,074 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Sending you hugs and sunshine 🌞 x

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,549 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Meeting friends for coffee tomorrow. Be great to get out of the house for a wee while.
    Loving ‘The Pitt’. You can get it for free now on Sky if you have the basic package.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skint_spice
    skint_spice Posts: 13,737 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope it dries up for you tomorrow!

    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,791

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May 
    Boiler fund £2085/3000

  • KajiKita
    KajiKita Posts: 10,074 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Enjoy the time with your friends 😊

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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