We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Baby steps to mortgage freedom for beanielou.
Comments
-
Visit to GP was dire. I am still processing it. Had obviously not read my notes and was less than interested. My worst ever medical experience.Have made a formal complaint about the receptionist. It’s been acknowledged but nothing further.In money news another loan payment came out today. It’s been rounded up as usual.I have finally completed the application for Universal Credit. I couldn’t verify my identity though. Does anyone know if you get any kind of prompt about checking your journal or if you just have to check every day?I am defeated & diminished.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Oh no ....!
I am so sorry, I encouraged you to try with this GP as well ...
I hope you can find the energy to keep pushing on the complaint about the receptionist. Sounds like they need more training ...
Steady progress on the financials, step by step ...
"I am defeated & diminished."
I appreciate that you feel that way, but we still believe you, and in you x
Sending hugs, big, sunny ones!
KK
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
So sorry to hear that Beanie, no idea about UC. Can you try citizens advice?Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Hi Beanie , so sorry about the unsatisfactory appointment, sounds very poor . Regarding UC I think you will get an email later asking you to go to your local office to verify your identity, I think in some cases they will visit you , as far as I know you can't do it online . Hope that helps xxbeanielou said:Visit to GP was dire. I am still processing it. Had obviously not read my notes and was less than interested. My worst ever medical experience.Have made a formal complaint about the receptionist. It’s been acknowledged but nothing further.In money news another loan payment came out today. It’s been rounded up as usual.I have finally completed the application for Universal Credit. I couldn’t verify my identity though. Does anyone know if you get any kind of prompt about checking your journal or if you just have to check every day?I am defeated & diminished.2 -
Sorry the GP appointment wasn't good, and also about the receptionist."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
-
Oh that's rubbish about the doctors, Beanie. Hope you can cet the UC sorted xMortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
I’m so sorry to read about the doctor. I had hoped dr would be positive. So disappointing.It really is a sad sign of the times.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
So sorry to hear about your dire experience at the doctors. It sounded like it was going to be so positive too. Just not good enough which is sadly the way a lot of GP practices seem to be going nowadays 🤬I get knocked down but I get up again (Chumbawamba, Tubthumping)2
-
That really sucks Beanie! I to was hoping for a positive outcome.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
What a rotten experience beanie, I'm so sorry, and for the receptionist to be bad enough to warrant a complaint? Outrageous 😕3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards