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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,879
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    Sorry the doctor wasn’t up to scratch. Are there any other practices you could transfer to or is that the one and only. I’m mad on your behalf 🤬🤬🤬
    January spends - £587.58
  • badmemory
    badmemory Posts: 10,695
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    Totally agree with what everyone has said about that doctor.  My initial thought was to wonder if he was indeed a doctor & not one of those assistants they seem to be trying.
  • beanielou
    beanielou Posts: 101,662
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    badmemory said:
    Totally agree with what everyone has said about that doctor.  My initial thought was to wonder if he was indeed a doctor & not one of those assistants they seem to be trying.
    I looked them up. A locum who has worked at many different practices. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • badmemory
    badmemory Posts: 10,695
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    So glad you checked Beanie, but also worrying that you felt the need to, if you see what I mean.  At least you know who not to see if you need to see a doc again.
  • beanielou
    beanielou Posts: 101,662
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    badmemory said:
    So glad you checked Beanie, but also worrying that you felt the need to, if you see what I mean.  At least you know who not to see if you need to see a doc again.
    Absolutely so. Interestingly enough a friend also saw them later that day & also had a very poor experience. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • Humdinger1
    Humdinger1 Posts: 3,072
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    Is the locum permanent @beanielou? Appreciate it may be difficult in your location but could you transfer? Love Humdinger xx 
  • Watty1
    Watty1 Posts: 8,779
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    Agree with researching other practices in area but also might be worth seeing if this locum is just "filling in" for the GP that left, baby, bathwater and all that 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 101,662
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    Pretty dire physio appointment today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • KajiKita
    KajiKita Posts: 10,973
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    You are really going through it atm aren't you! :(

    Dire because it was so needed, or they didn't listen to you or something else?

    Sending hugs x

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,779
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    Why dire?  Hope it was not another "non listening professional"
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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