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Baby steps to mortgage freedom for beanielou.
Comments
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Yes. It is.skint_spice said:
Is that specifically for your condition that they won’t pay? Surely it would save them money? Madness!beanielou said:
I already pay £50 per week for physio and can’t afford any more. It’s not available on the NHS.skint_spice said:It’s good the GP has offered, there might be some relaxation sessions or techniques they can offer or an increase to physio? Hope the increased meds kick in soon.Part of my private physio is very hands on and would not be available on the NHS anyway but also as it’s a lifetime condition. It’s been explained to me more than once but I really don’t get it. It’s like you are an inconvenience to the NHS as you cost them a lot of money. I was once told this by a junior doctor.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
That’s awful Beanie, so some conditions matter and others don’t? I feel very angry and frustrated for you, I can’t imagine how it is for you.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Absolutely disgraceful, such a big amount of money to pay to try and help yourself , very sorry that there is not more help available to you xx4
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This makes no sense to me … I have a lifetime condition and as a result I get free prescriptions. I don’t understand why your situation would be different 🤷♀️
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I believe the official phrase in my case is that ‘it doesn’t help you mobilise’ or words to that effect. Same for all people who have CP. Self management is fine but only to a degree.KajiKita said:This makes no sense to me … I have a lifetime condition and as a result I get free prescriptions. I don’t understand why your situation would be different 🤷♀️
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I dispute that (from within my limited knowledge). You actively describe to us how physio helps you do more - how is that not ‘mobilising’?beanielou said:
I believe the official phrase in my case is that ‘it doesn’t help you mobilise’ or words to that effect. Same for all people who have CP. Self management is fine but only to a degree.KajiKita said:This makes no sense to me … I have a lifetime condition and as a result I get free prescriptions. I don’t understand why your situation would be different 🤷♀️
KKNot meaning to give you a hard time here. Just wondering if it is worth exploring afresh with the new GP? After all you wouldn’t be committing a substantial amount of your budget to it if it didn’t help in some constructive way! 🤷♀️😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It’s not the GP. This is a purely physio ruling and I believe it to be country wide.KajiKita said:
I dispute that (from within my limited knowledge). You actively describe to us how physio helps you do more - how is that not ‘mobilising’?beanielou said:
I believe the official phrase in my case is that ‘it doesn’t help you mobilise’ or words to that effect. Same for all people who have CP. Self management is fine but only to a degree.KajiKita said:This makes no sense to me … I have a lifetime condition and as a result I get free prescriptions. I don’t understand why your situation would be different 🤷♀️
KKNot meaning to give you a hard time here. Just wondering if it is worth exploring afresh with the new GP? After all you wouldn’t be committing a substantial amount of your budget to it if it didn’t help in some constructive way! 🤷♀️😊
KKJust like people who have continence issues are provided with products that are not fit for their purpose.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
And the GP can’t overrule it?beanielou said:
It’s not the GP. This is a purely physio ruling and I believe it to be country wide.KajiKita said:
I dispute that (from within my limited knowledge). You actively describe to us how physio helps you do more - how is that not ‘mobilising’?beanielou said:
I believe the official phrase in my case is that ‘it doesn’t help you mobilise’ or words to that effect. Same for all people who have CP. Self management is fine but only to a degree.KajiKita said:This makes no sense to me … I have a lifetime condition and as a result I get free prescriptions. I don’t understand why your situation would be different 🤷♀️
KKNot meaning to give you a hard time here. Just wondering if it is worth exploring afresh with the new GP? After all you wouldn’t be committing a substantial amount of your budget to it if it didn’t help in some constructive way! 🤷♀️😊
KKJust like people who have continence issues are provided with products that are not fit for their purpose.
Dagnabbit! 🙄
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
It’s the same for Mr SA there’s no ongoing treatment available to him. He’s basically told you’re lucky to be here get on with it 😖I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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It beggars belief. A two tier system for disabled people.Sun_Addict said:It’s the same for Mr SA there’s no ongoing treatment available to him. He’s basically told you’re lucky to be here get on with it 😖I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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