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Baby steps to mortgage freedom for beanielou.
Comments
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It does.milann said:Well done on the textile decluttering…..every little helps 👍Today had a pair of jeans on that were too big so they will go in the next bag.Bag dropped off at tip today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Been to library today & popped into a challenge poverty event.GP has agreed to increase anti depressants.Has offered a chat. Not sure what that will achieve TBH. I fall over a lot. I hurt myself. I struggle with that. Am I missing something?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Sometimes an external perspective helps you see something you might otherwise have missed, perhaps? Or he’s genuinely trying to understand you better? He’s your new GP isn’t he - maybe he wants to understand more of where you’re at and how things are for you? You don’t get that from written notes. FWIW, I think it might be worth a try.
Hope the increased ADs help and sending hugs x
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I would go along for the chat too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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hope you feel better soonIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
It’s good the GP has offered, there might be some relaxation sessions or techniques they can offer or an increase to physio? Hope the increased meds kick in soon.Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
i agree on going for the chat. It sounds as if your GP wants to be proactive, he wont get a sense of the real you from the notes. If you go along and say just what you said above maybe he will have new ideas? Or revisit some old ones in a different light? Just sometimes a new set of eyes on a problem and find things that just might help.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
I already pay £50 per week for physio and can’t afford any more. It’s not available on the NHS.skint_spice said:It’s good the GP has offered, there might be some relaxation sessions or techniques they can offer or an increase to physio? Hope the increased meds kick in soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks. I am seeing them on Monday.Watty1 said:i agree on going for the chat. It sounds as if your GP wants to be proactive, he wont get a sense of the real you from the notes. If you go along and say just what you said above maybe he will have new ideas? Or revisit some old ones in a different light? Just sometimes a new set of eyes on a problem and find things that just might help.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Is that specifically for your condition that they won’t pay? Surely it would save them money? Madness!beanielou said:
I already pay £50 per week for physio and can’t afford any more. It’s not available on the NHS.skint_spice said:It’s good the GP has offered, there might be some relaxation sessions or techniques they can offer or an increase to physio? Hope the increased meds kick in soon.Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1
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