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Baby steps to mortgage freedom for beanielou.

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Comments

  • Happy New Year Beanie, I wish we could make it easier for you. 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Happy New Year Beanie, I wish we could make it easier for you. 
    Thank you so much. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • KajiKita
    KajiKita Posts: 10,916
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    Sending good wishes and many hugs for 2025 x

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2026 as @ 23rd October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Happy New Year beanie! Sending love for 2025 x
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
  • milann
    milann Posts: 11,871
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite
    Happy and healthy New Year 🥂
    January spends - £587.58
  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    KajiKita said:
    Sending good wishes and many hugs for 2025 x

    KK
    Happy New Year beanie! Sending love for 2025 x
    milann said:
    Happy and healthy New Year 🥂
    Thank you all.  x 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • maggiem
    maggiem Posts: 2,116
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Happy and healthy 2025 @beanielou, hope life gets a bit easier this year. 
  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    maggiem said:
    Happy and healthy 2025 @beanielou, hope life gets a bit easier this year. 
    Thank you. ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Seasidegal58
    Seasidegal58 Posts: 6,178
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Here's to a prosperous, healthy and peaceful 2025 beanie. ❤️
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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