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Baby steps to mortgage freedom for beanielou.

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Comments

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,151 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Happy New Year Beanie, I wish we could make it easier for you. 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 96,914 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy New Year Beanie, I wish we could make it easier for you. 
    Thank you so much. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,625 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending good wishes and many hugs for 2025 x

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2025, as @ 11th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Happy New Year beanie! Sending love for 2025 x
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
  • milann
    milann Posts: 11,540 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy and healthy New Year 🥂
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,914 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    Sending good wishes and many hugs for 2025 x

    KK
    Happy New Year beanie! Sending love for 2025 x
    milann said:
    Happy and healthy New Year 🥂
    Thank you all.  x 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • maggiem
    maggiem Posts: 1,978 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy and healthy 2025 @beanielou, hope life gets a bit easier this year. 
  • beanielou
    beanielou Posts: 96,914 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    maggiem said:
    Happy and healthy 2025 @beanielou, hope life gets a bit easier this year. 
    Thank you. ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Here's to a prosperous, healthy and peaceful 2025 beanie. ❤️
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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