Baby steps to mortgage freedom for beanielou.

beanielou

Watty1 said:

You can do this. You can reverse the trend. I have an idea - it is how I started out, I looked at what I realistically spent.  Then I thought about why it was so high and started to cut back from there. (Actually I halved it as it was embarrassingly high)

I use 0cado maybe twice a month and they are fab at bringing things in.  I recently have had a morries site open and price check it as I go and it was not as expensive as I expected.  That said I did a Morries order before Christmas because I wanted to try it and there was some cheaper stuff (and I couldn't get an Ocado slot) and I was shocked they still charged delivery even though I had spent over £60

Ok, I'm rambling and maybe not so helpful.  Muttering about your council and maybe we can help with the SOA.

You are not rambling.  I live on a pretty tight budget as it is.  Unfortunatly Ocado dont deliver here. The one thing I am not doing is getting rid of the cats. 

My head is totally scrambled with it all. My notebooks are full of scribbles and figures.

Apologies to any one I have missed.

Sun_Addict

I don’t know if you follow NannyG on here but she lives alone on a very tight income and does really well food wise. Might be worth looking at what she does for a few ideas. When I retire in just over 2 years I will be a lot worse off so she’s inspired me.

Sun_Addict

Should say her user name is Nanny Gladys 🙂

beanielou

Sun_Addict said:

I don’t know if you follow NannyG on here but she lives alone on a very tight income and does really well food wise. Might be worth looking at what she does for a few ideas. When I retire in just over 2 years I will be a lot worse off so she’s inspired me.

Thanks.  Will try to find her.

KajiKita

Reckon this is what @Sun_Addict was referring to:

https://forums.moneysavingexpert.com/discussion/6283698/struggling-along-as-best-i-can#latest

KK x

Sun_Addict

KajiKita said:

Reckon this is what @Sun_Addict was referring to:

https://forums.moneysavingexpert.com/discussion/6283698/struggling-along-as-best-i-can#latest

KK x

Yes that’s the one 🙂

beanielou

KajiKita said:

Reckon this is what @Sun_Addict was referring to:

https://forums.moneysavingexpert.com/discussion/6283698/struggling-along-as-best-i-can#latest

KK x

Thank you x

Cheery_Daff

Good luck Beanie. Rotten that you are in this situation 😕 We will be cheering you on xxx

beanielou

Cheery_Daff said:

Good luck Beanie. Rotten that you are in this situation 😕 We will be cheering you on xxx

Thank you so much xxx

Seasidegal58

Sorry to hear of the money troubles beanie. I live on my own and budget £160 per calendar month for food - £40 per week but my weeks consist off 8 days rather than 7 owing to the extra week that pops up occasionally during the year. That sum is only used for food - I budget £25 per month for non-grocery items like laundry, cleaning products, batteries, etc and some months are under and other months over this amount so roll it forward. 

I used to have a monthly Ocado delivery and top up with fresh food as needed but in order to walk more I now take my trolley and walk to Aldi as it's so cheap, and other times walk to Waitrose to buy the things I can't get in Aldi. I also like my local greengrocer's produce but I wouldn't say he's particularly cheap. Other times I top up either in my little local Tesco or Co-op if needed. 

By the way, I have the mop that @Sun_Addict uses and agree it's very good!👍