Baby steps to mortgage freedom for beanielou.

CrazyBee787

beanielou said:

CrazyBee787 said:

PS. Also I order online, £40 is the lowest you can order at sainsburys - I beleive you shop at waitrose sadly that is over priced!

Have been shopping at Waitrose as they are so good at the delivery side of things & bringing in the shopping and helping to unpack.  Unfortunately that won’t be possible now. 

I don’t find them too expensive as I am very careful with what I buy but for the next year it won’t be possible.  

Sorry I didn't mean to offend, I bet they are helpful. Sainsburys are normally good, but it can be hit or miss depending on who you getX

jwil

Just had a look on the Nedcab website I use for my dmp and they suggest up to £300 per month for food for a single person.  

HotDog2020

jwil said:

Just had a look on the Nedcab website I use for my dmp and they suggest up to £300 per month for food for a single person.  

That is 69 per week - that is way too much, but I guess it depends on what you buyX

jwil

HotDog2020 said:

jwil said:

Just had a look on the Nedcab website I use for my dmp and they suggest up to £300 per month for food for a single person.  

That is 69 per week - that is way too much, but I guess it depends on what you buyX

I expect it includes cleaning stuff and toiletries as well, but grocery spends are very personal, and some people will need much more in the way of prepared foods which cost more, and there are many people who live in poverty who can't travel to get the best prices so are stuck with whatever is in their vicinity.   Given that this is a money saving website people on here are very good at finding the best prices and stretching budgets, but not everyone is in the same position.  The figure is from Citizens Advice, so they will have a good idea of what is a realistic average spend, and it's a figure I would use as a guide if it was to go on any official forms, eg applying for financial assistance or anything like that. It essentially allows for worst case scenarios and then any savings are a bonus.

badmemory

I think the £69 is fine if you are doing a DMP as it gives some leeway.  I keep 2 of us on under £100 a week but I don't cut back on stuff we like to have.  I do bulk cook, so I will make a curry large enough for at least 4 & freeze the leftovers.  This is not to save money but to deal with those days when I land up too tired.  So basically a takeaway from the freezer.  Mostly done because ready meals do not always agree with me.  You can do this beanie & we will mutter under our breath what we think about your council.  Maybe not so much under my breath as DS was walking past when I read & asked what was wrong.  Whoops I swore out loud, it's a good job he's in his 40s not his teens.

Watty1

You can do this. You can reverse the trend. I have an idea - it is how I started out, I looked at what I realistically spent.  Then I thought about why it was so high and started to cut back from there. (Actually I halved it as it was embarrassingly high)

I use 0cado maybe twice a month and they are fab at bringing things in.  I recently have had a morries site open and price check it as I go and it was not as expensive as I expected.  That said I did a Morries order before Christmas because I wanted to try it and there was some cheaper stuff (and I couldn't get an Ocado slot) and I was shocked they still charged delivery even though I had spent over £60

Ok, I'm rambling and maybe not so helpful.  Muttering about your council and maybe we can help with the SOA.

astrocytic_kitten

I’ve just looked at my 2024 figures beanie and (not including the expensive tea and coffee habit) I spent £218 per month on food, toiletries, cleaning stuff etc. I have a chronic illness which means I can’t cook from scratch and need to be gluten free. I rely on pre-prepared veg, the healthier ready meals (which are so expensive), etc. As you know, trying to eat as healthily as possible while ill is an expensive business! I’m sorry you’re in this situation, it’s just awful.

beanielou

jwil said:

Just had a look on the Nedcab website I use for my dmp and they suggest up to £300 per month for food for a single person.  

Perfect.  Big thanks.  Just what I needed.

beanielou

astrocytic_kitten said:

I’ve just looked at my 2024 figures beanie and (not including the expensive tea and coffee habit) I spent £218 per month on food, toiletries, cleaning stuff etc. I have a chronic illness which means I can’t cook from scratch and need to be gluten free. I rely on pre-prepared veg, the healthier ready meals (which are so expensive), etc. As you know, trying to eat as healthily as possible while ill is an expensive business! I’m sorry you’re in this situation, it’s just awful.

Thanks.  I also buy prepared things too because of my disability.

beanielou

badmemory said:

I think the £69 is fine if you are doing a DMP as it gives some leeway.  I keep 2 of us on under £100 a week but I don't cut back on stuff we like to have.  I do bulk cook, so I will make a curry large enough for at least 4 & freeze the leftovers.  This is not to save money but to deal with those days when I land up too tired.  So basically a takeaway from the freezer.  Mostly done because ready meals do not always agree with me.  You can do this beanie & we will mutter under our breath what we think about your council.  Maybe not so much under my breath as DS was walking past when I read & asked what was wrong.  Whoops I swore out loud, it's a good job he's in his 40s not his teens.

Thank you so much.