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Baby steps to mortgage freedom for beanielou.
Comments
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jwil said:So pleased for you for the flooring.
It's a good idea to get the kitchen done now, even if others don't support the idea. Anything that makes life easier now is worth doing, and doubly so if it's futureproofing so you don't have to worry about it if things are more challenging later on.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
When you have done yours can you come a stick a rocket up me & make me do mine? I am trying to face all the clear out I need to do & then having workmen in is not my idea of fun & DS frankly is seriously against. When I suggested that I might decorate the living room & stairs myself he thought it would be a good idea. That was not the response I was hoping for.
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Lovely to hear you have new bedroom flooring . The kitchen being done sounds great . It’s your home and your money .Life is an adventure, never stop exploring.5
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badmemory said:When you have done yours can you come a stick a rocket up me & make me do mine? I am trying to face all the clear out I need to do & then having workmen in is not my idea of fun & DS frankly is seriously against. When I suggested that I might decorate the living room & stairs myself he thought it would be a good idea. That was not the response I was hoping for.I have emptied the dresser of stuff over a few weeks & am now trying to sell it & not put stuff back in it!!Some of it was sentimental but not used in years so it’s gone. Sad but necessary as my DS has no interest in it at all.I am so fortunate to have joiners I have had for years and they are superb. I also wanted to do the kitchen in case one of them retires.Get a decorator for the hall & stairs.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Sunshine_girl2 said:Lovely to hear you have new bedroom flooring . The kitchen being done sounds great . It’s your home and your money .I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
The flooring sounds great.
I guess having a joiners possible retirement as a way to get moving on the kitchen is a good thing. All this projects take time and energy but so worth it when done and its a daily quality of living thing so some effort for BIG paybacks
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
LadyWithAPlan said:The flooring sounds great.
I guess having a joiners possible retirement as a way to get moving on the kitchen is a good thing. All this projects take time and energy but so worth it when done and its a daily quality of living thing so some effort for BIG paybacksI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Is the issue with your mum that she is in denial about how difficult life is getting? I think you are very wise to do it now.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
skint_spice said:Is the issue with your mum that she is in denial about how difficult life is getting? I think you are very wise to do it now.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
It’s sad that your mum doesn’t acknowledge how hard things have become for you…i wonder if she is in some sort of denial as she doesn’t want to think of you struggling. It’s your decision though and it’s a no brainer if it makes your home easier to navigate and a more pleasant place to spend time.Good that you’ve heard from ds 👍January spends - £587.584
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