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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Crisp butties followed by cake 🤣😁mmmmmmmmmmm
    January spends - £587.58
  • KajiKita
    KajiKita Posts: 10,088 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    milann said:
    Crisp butties followed by cake 🤣😁mmmmmmmmmmm
    Were we separated at birth ….? 🤔😂😉

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sun_Addict
    Sun_Addict Posts: 25,464 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would try local FB groups or a charity shop that picks up for the dresser. 

    Hope you feel less discombobulated tomorrow. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • KajiKita
    KajiKita Posts: 10,088 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I would try FBMP for a ‘sell it’ price, buyer collects. Or as SunAddict suggested, a local charity that seeks furniture. 

    Hugs for the discombobulation x

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • lucielle
    lucielle Posts: 11,835 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Roll on Friday from me to!! 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • KajiKita
    KajiKita Posts: 10,088 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Great news 😊👏

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 23,485 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you've slept better.

    Great news about the bedroom carpet!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 99,575 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    lucielle said:
    Roll on Friday from me to!! 
    L
    KajiKita said:
    Great news 😊👏

    KK
    jwil said:
    Hope you've slept better.

    Great news about the bedroom carpet!
    Thank you 🤩 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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