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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 101,570
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    KajiKita said:
    Good morning 🌞 (just! 😉).

    Hope you are having a lovely day 😊

    KK x
    Thank you. Not the best day. Tomorrow will be better. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • beanielou
    beanielou Posts: 101,570
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    I'm glad you are getting more help but can understand it's hard. 
    Do you have any access to counselling or other mental health type help with adjusting to the transition? 
    If I opened that Pandora’s box I would never get it together again. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • I'm so sorry to hear of another fall Beanie :disappointed: I am pleased you have some extra hours though do they start soon?
    The best thing anyone can do with the (mainstream)media is switch it off. They control to the Nth degree what is put out there to sway public opinion and purposely incite groups of people against one another. I hate it all and never ever watch it or read it any more. They're all controlled by the same fat cats at the top and no one should listen to a darned thing they say. (soz didn't mean to rant on your thread). I hope you're doing okay today xx

    Emergency Fund - £1000  
    Groceries October £ 407.02/500

    Debts- 
    CC 316
    CC 3058.17
    Kitchen loan 3857  

  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Glad you are getting more support. Family rarely understand what we need - I'm as guilty of that towards others as they are towards me - as none of us is in the other's skin and what we find difficult they find easy and vice verce.

    The press has no memory and wax hot and cold on things by the day.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
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