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Baby steps to mortgage freedom for beanielou.

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Comments

  • Watty1
    Watty1 Posts: 8,245 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Staples being removed probably was a bit harrowing. Hope supper was fun

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Humdinger1
    Humdinger1 Posts: 2,904 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    Take care @beanielou. Looking forward to hearing about Burns Night love Humdinger xx

  • beanielou
    beanielou Posts: 99,621 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Thanks. Neither my mum or I feel great today. Will see how things go.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • ladybird1106
    ladybird1106 Posts: 1,284 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    sending virtual hugs

    Love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    Sending a hug. Hoping you both feel better soon

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,577 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Hope you manage to get there and have a lovely time with the Great Chieftain o’ the Puddin-race

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,577 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    https://www.moneysavingexpert.com/deals/gruum/#6D0Fu4GGy4JnuIKBpLM0TM

    Current £1 inc delivery offer which includes lip conditioner since you were asking about lipbalm before

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • KajiKita
    KajiKita Posts: 10,099 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Also sending hugs x


    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 23,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope you both feel better xx

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • maggiem
    maggiem Posts: 2,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Hope you are both getting better and you get some sun. It’s brighter here today and I think in January that’s always a positive.

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