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Baby steps to mortgage freedom for beanielou.
Comments
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It’s the dent to the self confidence that can take the longest to heal. Take things as easy as you canMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7
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I think this is very true.. be kind to yourself and rest …..in_need_of_direction said:It’s the dent to the self confidence that can take the longest to heal. Take things as easy as you can
( yes I can hear in my head you’re saying but I’ve got responsibilities)
I know it’s a very very hard thought to get your head around …. Whispering is it time to progress from sticks to a three wheeled Walker outside ? I know it’s not the thing when you are the age we are … I had that emotional journey with my wheelchair but in the end it was worth it to be able to go out and about
big big hugs, passing the tissue box and smarties xxxAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away7 -
No suggestions to offer re solutions so will just send a gentle hug.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Thanks everyone xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
More gentle hugs coming your way xxMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Nominated to go to the Garden Party at Holyrood.
SAdly not a option as can't walk enough nor stand enough.
Life is !!!!!! & then you die.
Off to cry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Well done for being nominated but sorry to hear you can’t go. Can a friend take you in a wheelchair? I know you don’t want to succumb but surely better than not going. There must be provisions for the disabled surely.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Beanie Don't cry, as SA says there will be plenty of provision for disabled people.
You won't be the only disabled person there.
Find out exactly what help there will be and go for it.If you go down to the woods today you better not go alone.4 -
Absolutely go and test out their accessibility claims Beanie! What a lovely thing to be nominated for!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Definitely check their accessibility. @Grumpelstiltskin is right, there will be plenty of provisions and you won't be the only one. Don't cry. Don't miss out.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3
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