Baby steps to mortgage freedom for beanielou.

beanielou

lucielle said:

Fab weight loss, Beanie.  I only hope I don't find your missing pounds!
L

I am sure you won't.

Suffolk_lass

You are very fortunate to receive your deeds and paperwork. We are still trying to track ours down. Not easy in lockdown. I know they are all electronic but we would like the paper ones as the house is c1640!

peb

Suffolk Lass, you will struggle unfortunately.   Depends on who last had them but I do know some lenders shredded after dematerialisation.  Nationwide posted out. Santander put some in deed store and can't find them.  Having said that there are s lot of forgotten ones in solicitors deed stores.  

beanielou

Suffolk_lass said:

You are very fortunate to receive your deeds and paperwork. We are still trying to track ours down. Not easy in lockdown. I know they are all electronic but we would like the paper ones as the house is c1640!

Hope you can get them.
Mine are or will be a part of social history in the future.
A bit of everything in them~~ Plans of house before built, joint names, then move to single name, my first mortgage with a guarantor and so on.

Suffolk_lass

beanielou said:

Suffolk_lass said:

You are very fortunate to receive your deeds and paperwork. We are still trying to track ours down. Not easy in lockdown. I know they are all electronic but we would like the paper ones as the house is c1640!

Hope you can get them.
Mine are or will be a part of social history in the future.
A bit of everything in them~~ Plans of house before built, joint names, then move to single name, my first mortgage with a guarantor and so on.

how interesting. Yes, it was 1976 before a woman could get a mortgage without her husband or father as her guarantor in law, but much later in practice - oh, and technically legal for a man to beat his wife up until then as she was categorised as "chattels" - then people ask why I've always been a feminist ! 🙄peb said:

Suffolk Lass, you will struggle unfortunately.   Depends on who last had them but I do know some lenders shredded after dematerialisation.  Nationwide posted out. Santander put some in deed store and can't find them.  Having said that there are s lot of forgotten ones in solicitors deed stores.  

Thanks @peb - the building society never received them from the vendor's solicitor so we think they are with them

Karmacat

My word!  I got a mortgage on my little London flat (Waltham Forest) in 1981 ... I didn't know about the 1976 change in the law!  Heavens.

doingitanyway

Well done on the decorating

Staffordia

Suffolk_lass said

how interesting. Yes, it was 1976 before a woman could get a mortgage without her husband or father as her guarantor in law, but much later in practice - oh, and technically legal for a man to beat his wife up until then as she was categorised as "chattels" - then people ask why I've always been a feminist ! 

My fabulous maiden aunt saved and bought her first house in cash in the 1960s, as she did not want to ask her father or one of her brothers to be a guarantor.  Thank the 1970s feminists for our ability to get a mortgage without a male.

beanielou

Staffordia said:

Suffolk_lass said

how interesting. Yes, it was 1976 before a woman could get a mortgage without her husband or father as her guarantor in law, but much later in practice - oh, and technically legal for a man to beat his wife up until then as she was categorised as "chattels" - then people ask why I've always been a feminist ! 

My fabulous maiden aunt saved and bought her first house in cash in the 1960s, as she did not want to ask her father or one of her brothers to be a guarantor.  Thank the 1970s feminists for our ability to get a mortgage without a male.

How awesome.
My two maiden aunts did the same.

beanielou

doingitanyway said:

Well done on the decorating

Thanks