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Baby steps to mortgage freedom for beanielou.
Comments
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A close friend of mine couldn't get a business loan in the late 1990's without a man's name on it as well. She had to decide between her husband to be and her father, she went for the husband as thought her father co-signing would be too 'traditional', she's from an Asian background. Cue 20 years later and a divorce and she had to pay her ex out half the business even though he had nothing to do with it. So very unfair and shows how sexist society still is.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal5 -
Suffolk_lass said:beanielou said:milann said:When we bought our first terraced house in 1980. They wouldn’t take my wage into account in case I got pregnant. ‘A woman’s wage couldn’t be relied upon as you will become pregnant’. And those were his exact words....I was fuming as we had a massive mortgage of £8,250 pounds to find. And my MIL went into the building society where she had been a customer for a long time and knew the manager......’to put in a good word’ for us. 😂😂😂😂Another world😂😂😂😂😂
Hard to believe in some ways it was 40 years ago.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Porridgecat said:Such good news that you've got your deeds beanie.HairyHandofDartmoor said:Great news on getting your house deeds Beanie and well done on the weight loss 🎉. I hope you're enjoying your newly decorated
room 🙂.
Thanks HHD.
Hoping for another decent loss this week.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
pollyanna_26 said:This is very interesting. I got my mortage in Nov 1975 with no problem. 25 years of monthly payments and it was mine.I do remember when women needed their father or a husband to sign agreements. It sounds odd now but in the 60s and 70s it was common to rent a radio, Later a TV too.When my first husband and I married in 1969 we rented both but he had to sign the forms. It took me a few years to realise it was cheaper to buy radios and tvs but the fact the company would repair or replace the items influenced us when we were starting out on a budget.I joined Women's Lib early influenced by Helen Reddy's I am woman. My first husband was a lovely caring man but I believed men and women should be equal.2nd husband was a nightmare but the attitude had changed . I had wonderful poice officers and a couple of judges who after 2 attempts finally sent him away with another injunction and a lasting power of arrest. He had to move at least 20 miles away and never come near us again unless he wanted a long prison sentence. That did get shut of him,pollyx
REmember Radio Rentals & the like. Just how it was done then.
Glad you got shot of your second ex.
L xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Seasidegal58 said:I remember renting a television in 1974 when my ex-husband, baby daughter and I moved into our first home - no mortgage problems here - we got a brand new council bungalow as we were on our new town's second generation housing list! Those were the days!🤣
A good riddance to your ex Polly!
Fingers crossed for your car beanie🤞
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
My nan and grandad got a brand new council home in 1933 - it had a bath upstairs! The toilet was outside the back door, but it had a little garden. Unfortunately, it was by a railway that led to Liverpool Docks, and a tarworks factory and a bridge over the railway that carried a canal, so it was near a lot of legitimate air raid targets. Damaged, but still standing - I saw it 4 years ago.
2023: the year I get to buy a car5 -
My mum rented a TV and a washing machine from Radio Rentals. She thought it was a waste of money to buy 🤣 When we tried to get our first mortgage Mr SA was turned down by his bank as he was only 19. We then went to a broker and had no problems.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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So lovely readers.
More help please.
Where can I buy pre planted tubs that don't cost an arm & a leg?
Another thing. A friend from school has been diagnosed with an aggressive cancer.
Would like to send her a wee something.
Any ideas? Not flowers or inspirational quotes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Pre planted tubs - local garden centre or nursery. Our local nursery do them for £10.99. For the friend, a pamper box from Etsy? Bought one for DIL for her birthday and she loved it.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Thanks SAI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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