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Baby steps to mortgage freedom for beanielou.
Comments
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So am I.Sunshine_girl2 said:How is the decorating going Beanie ? I am useless at decorating I wouldn't even know where to start.
I once famously painted an internal door so badly that it had to be replaced!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Thanksmilann said:Have a good weekend Beanie 👍
You too. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
How can you be finished already 👍👍👏👏 I have lining paper on now, under coated paintwork and painted ceiling. Not a splash of lilac yet......my material for bunting has arrived today though but I’m not starting it until I’ve finished the chairs 😳January spends - £587.584
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No messing about for Beanie 🤣 I’m officially the world’s worst painter and proud of it 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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That's fab, you are a wonder.beanielou said:Bedroom decorating is finished & I am chuffed with it.
It is lovely & fresh
Life is an adventure, never stop exploring.3 -
I'm glad you have a lovely decorated bedroom now! I'm terrible at decorating as well
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
We need pictures!beanielou said:Bedroom decorating is finished & I am chuffed with it.
It is lovely & freshSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Personally I think I am quite good at painting, and supporting DH when he hangs paper. He no longer has to here! This house is so old there isn't any. Just lots of panels between wooden beams (which does make painting moderately fiddly but rewarding, as you (I) can count down the panels.Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
I'm another who like Brookmyre, he has experimented with different types of books and there's one or two I'm not so keen on but like all the crime ones, I like Rankin as well. Bit of useless information, Brookmyre, Val McDermid and Mark Billingham are part of a music group called the Fun Loving Crime Writers who have even played Glastonburysashybo said:Beanie, have you read any Stuart MacBride? His Logan McRae series is set in Aberdeen, the series is excellent but can be quite gruesome.
I quite like Christopher Brookmyre as well, he writes a lot of different types of stories but mostly crime based, some in Glasgow and some in Edinburgh. His newer stuff is quite different to his older stuff though and I'm undecided as the older stuff was more satirical and funny and the newer stuff seems more serious. 🤔Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal6 -
I'm sorry your car isn't ready yet Beanie. Well done on the painting 👏.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4
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