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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you Karmcat.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann said:
    Sorry about your friends mum ❤️
    I can’t watch hospital dramas anymore. I used to love them but can’t stomach them now.
    Not surprised.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I usually watch Casualty on the BBC iPlayer app. Mr SA doesn’t like it which is annoying, so I end up watching it on my iPad 😩 He loves the real life hospital programmes though. Sorry to hear about your friend’s mum, so very sad xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks SA.
    Very sad, it seems to have happened quite quickly at the end sadly  :( xx

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sorry to hear about your friends mum, it must be a shock to all concerned . 
    Life is an adventure, never stop exploring.

  • Hello and happy new year to you. I agree with what you said re casualty.  I bawled my way through it.  While I was happily never making life or death decisions, there was so much I could relate to. I was getting no real direction and was worried about the impact my decisions would make on service users and staff along with the fall out from banning volunteers from the site and now, we are back where we were.  Fingers crossed it won’t be for much longer.

    on the credit union front, not only does my credit union double my savings, it also provides a life insurance policy that covers funeral costs where there’s no alternative provision and where there’s a minimum level of savings which I think is around £150.  Might be worth checking out if your cu has similar 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my, I watched Casualty as soon as it finished ... yep, cried all the way through.  And I haven't watched it for many, many years, I only recognised Charlie, but it was just really good drama.  

    On credit unions: checked out the one local to me, and the only thing I can access is the loan application page, which is weird.  I think my settings might need tweaking.

    Hope you're having a good day, beanie. 
    2023: the year I get to buy a car
  • Happy New Year Beanielou Here’s hoping for a better year for us all. Health, wealth & happiness xx
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Watched Casualty this afternoon and OMG it was so harrowing 😢 Then I got angry with these idiots that are still trying to party and don’t care about the consequences 😡 They should be made to watch this episode although doubt it would make a difference because they’re too thick to get through to 🤬
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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