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Baby steps to mortgage freedom for beanielou.
Comments
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Hope you’ve not got too much snow....we’ve had some but only got the thinnest of coverings which has frozen like an ice rink 😳January spends - £587.585
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Yes, it is.jwil said:Good luck with the targets for this year. That's really interesting about the CU savings.
I only know as a friend volunteers with them.
So Karmcat I am not sure if they are all the same.
It is something that has always bothered me a lot having no savings, especially for this, as lets face it it happens to us all at some point!
DS said not to worry as he was just going to chuck me in the Forth~~ so that's ok then!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
We had some & now have more on top of the first lot which has frozen so lethal out there.milann said:Hope you’ve not got too much snow....we’ve had some but only got the thinnest of coverings which has frozen like an ice rink 😳
So healthy eating delayed for another day or two!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I’m not even starting healthy eating until Monday.....I’d be setting myself up to fail if I started on 1st January.Take care in the snow and ice - when do you go to FB again. Is it the admin or actual visits there that you’ve reduced ?January spends - £587.585
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I have cut down a wee bit of both.milann said:I’m not even starting healthy eating until Monday.....I’d be setting myself up to fail if I started on 1st January.Take care in the snow and ice - when do you go to FB again. Is it the admin or actual visits there that you’ve reduced ?
Tuesday is my first day back.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Happy New Year Beanie. I'm looking forward to you becoming MF in 2021 too
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Thank you.doingitanyway said:Happy New Year Beanie. I'm looking forward to you becoming MF in 2021 too
Finally hitting home I think I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Wow. Casualty is hard hitting tonight.
No pulling punches.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
A friend phoned earlier to let me know that his mum is now receiving end of life care.
Such is the way of the world.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
I love that, thats greatbeanielou said:DS said not to worry as he was just going to chuck me in the Forth~~ so that's ok then!!
beanielou said:
My dvd recorder is taping it, but I can't watch it on the tv as it's going out, for some reason. Looking forward to seeing it, which is a bit strange, considering we've all *lived* through it, but we often like to see our emergencies reflected in our fiction, I guess.Wow. Casualty is hard hitting tonight.
No pulling punches.
Ah beanie, I'm sorry to hear this. Thinking of you and your friend.beanielou said:A friend phoned earlier to let me know that his mum is now receiving end of life care.
Such is the way of the world.2023: the year I get to buy a car5
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