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The journey to financial independence.
Comments
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Plan for tomorrow:
Sort nursery as it is currently a dumping ground for all the baby stuff we have been given.
Do a food shop
Drop by parents and in laws
Day dream about the perfect house we saw today!
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Ooooh - another possible house mover - exciting!
xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
The moving talk on this forum is making me look too :rotfl:Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
House move for others is so exciting. For me the thoughts of moving brings me into a cold sweat! We have so much 'stuff'!
Very excited for you and your plans & dreams.MFW: Was: £136,000.......Now: £47,736.58......0 -
It's been a busy week. Only 7 shifts left at work before mat leave!:j
We were not successful with the house we put an offer in but I'm quite pleased about that now. It was an amazing house but we found out this week it's under the flight path of a small airport. I found that out on the day we didn't win so maybe that was our sign.
We have knocked £376 off debt this week. Got to keep it up. My 0%CC runs out next month so I need to have a little look into where to shift that as it definitely won't be cleared by then.
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Shangaijimmy I haven't even thought about packing. It might put me off! :rotfl:Mortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Another £5 off the debt. I just did a test on how easy it is to OP the loan and it was very simple. Definitely something I will be doing more of once the CC is paid off.
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Called my cc company and 0% runs out 17/3/16 so got straight on the 0% CC with balance transfer eligibility calculator and applied for a new one. So much simpler than I remember. All approved, online banking set up which I was able to access immediately and set up the direct debit immediately. Now I'm just waiting on the card in the post. Feeling very smug, I've done all this before working a late shift.
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Productive few days:
-Baby's room set up. (Cot up, carpet down, stuff organised)
-Drawers ordered for baby's room (saved £2.50 for liking their FB page).
-Balance transfer complete for 0% CC.
To do:
-Declutter bedroom drawers, spare room drawers and under bed, kitchen drawers, dining room drawers. It seems like we need to stop filling drawers!
-Buy shelf and baskets for baby's room so I can store remaining bits like nappies wipes etc. So we can fill baskets instead!
-Organise hospital bag.
-Buy changing bag.
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
This month we knocked another month off our end date of the mortgage!Mortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180
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