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The No-nonsense,Nifty November NSD Challenge!

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Comments

  • Well, I ended up with a NSD yesterday making it numero 6/15!!!

    I have a question also. I was discussing this challenge with my OH last night and I mentioned that because we're going away (rather, I'm meeting her in Dundee due to her having a conference there) I might nip in and get a coffee from a well known coffee shop. She said it would be a shame to waste a NSD on that. Now, I have a pre-loaded card still with about £9 odd on it. To me, that's still going to count as a NSD as I put the money on it on a spendy day (actually think it was before starting this). What are people's thoughts?

    I do have to spend today anyway to get a shoe lace but I'm classing that as an emergency given my old one snapped. :mad:
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    kermit I would say you paid for that coffee the day you put the money on the card, so no sense in counting it twice!
    One life - your life - live it!
  • kermit I would say you paid for that coffee the day you put the money on the card, so no sense in counting it twice!
    That's what I said!!! :j:T
  • Up to #7 and hoping to do better next week!
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    kermit2601 wrote: »
    Well, I ended up with a NSD yesterday making it numero 6/15!!!

    I have a question also. I was discussing this challenge with my OH last night and I mentioned that because we're going away (rather, I'm meeting her in Dundee due to her having a conference there) I might nip in and get a coffee from a well known coffee shop. She said it would be a shame to waste a NSD on that. Now, I have a pre-loaded card still with about £9 odd on it. To me, that's still going to count as a NSD as I put the money on it on a spendy day (actually think it was before starting this). What are people's thoughts?

    I do have to spend today anyway to get a shoe lace but I'm classing that as an emergency given my old one snapped. :mad:

    Hmm do you count the day you by groceries and then the day you eat them? same thing really here! You have "bought" the coffee, just not drunk it yet!
    Must use my stash up!
  • Knit_Witch wrote: »
    Hmm do you count the day you by groceries and then the day you eat them? same thing really here! You have "bought" the coffee, just not drunk it yet!
    Slightly different as I pay my "groceries" from a joint account but I get your point and I'm happy with it.

    As it turns out I bought my lunch today as somehow I knew my Mug Shot wasn't going to cut it. :(
  • NSD # 10 for me :j First goal achieved :) Next one will be 15 I guess :)
    weight loss journey: 3 KG / 8 KG
    declutter challenge: 25 / 25 ✅ 66/100

    english is not my first language, sorry for any misspellings
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    So yesterday was a NSD, 3/6! Halfway there which is a pleasant surprise! Had to buy milk today though, boo! And it was blummin expensive for a four pinter, darn rural living wont buy from there again!

    Happy friday all!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 8 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 12 for me today

    Paid decorator out of house account savings for house renovation
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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