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The No-nonsense,Nifty November NSD Challenge!
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NSD #8 today. Too tired to go out and spend anything today. Looking forward to a lie in tomorrow morning before raking up leaves and fixing the fence
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Didn't check in yesterday but collected an NSD as I did today, so that's 2 more for me bringing my total to 9 NSDLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
Spend day - OH had such a foul week at work that I wasn't going to oppose his desire for a Friday night takeaway. It's no longer the norm in our house, so I am pleased about that.0
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I haven't kept up with the thread this month but I've made it to 4 NSDs.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Just popping in to update. I'm now at 9 NSDs
Think I was a bit too hopeful for a target of 20 NSDs this month, never took into account Christmas Shopping lol. But I'll not get too annoyed with myself if I don't reach the target. As long as I'm back on the wagon here I'll be doing well:oPay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%0 -
Just dropping by to announce the arrival of a narglicious NSD number 9!!!!One life - your life - live it!0
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Hi all
Missed a few days but I'm checking in with NSD number 7
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kermit2601 i have a couple of pre-loaded cards for things. If I count the day I load them as a spend, I don't count the day I use itIrishRose12 wrote: »Just popping in to update. I'm now at 9 NSDs
Think I was a bit too hopeful for a target of 20 NSDs this month, never took into account Christmas Shopping lol. But I'll not get too annoyed with myself if I don't reach the target. As long as I'm back on the wagon here I'll be doing well:o
I have a separate xmas shopping budget. If I only spend on xmas then I don't usually count it as a spend.
No NSD yesterday, loaded a card myself for some future spends, £ in a b'day card and then out for the football in the evening, dull game really but OH was happy with the result, then a few beers after.
Doing zero today, long lie (I mean REALLY long) and still in pjs....and frankly I don't care after the week I've had
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD #10/15
Like kerrigt, had a VERY long lie-in today...
It's a cheaper way to get over a long week than "retail therapy!" 0 -
Only spends today were Christmas presents out of present budget making today NSD 13final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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