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The No-nonsense,Nifty November NSD Challenge!

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  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Morning all

    NSD 2 yesterday :)
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    Good morning :)

    yesterday was NSD 2/15

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • Good morning folks! :wave:
    Ratison wrote: »
    I was tempted to go to asda after work - as I don't have one near me, but I resisted because I realised I didn't actually need anything.

    Woo hoo! :money: :D
    kerri_gt wrote: »
    neither do I, but Facebook is a wonderful thing :rotfl:

    I see!

    So,halfway through the week,yippee. :)

    Well done to Ratison,Knit Witch and black cat for achieving your 'in a row' targets. :j:j:j
  • t2rry
    t2rry Posts: 1,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The classic problem - to count OH's spends as a spend or not. I can't control what he spends, however it was out of OUR budget. In fact it was ALL of our budget...all of our remaining food budget, for the entire month...and it's only the 5th today!
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £7,400/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £11,200/£20,000 (56%)
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    Hi everyone, sorry I've been MIA again so far this month, must try harder to keep up.

    I have, however, been good at the NSDs, I'm up to #4 and 4 in a row :)
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • t2rry wrote: »
    The classic problem - to count OH's spends as a spend or not. I can't control what he spends, however it was out of OUR budget. In fact it was ALL of our budget...all of our remaining food budget, for the entire month...and it's only the 5th today!

    Goodness t2rry,dare we ask what he bought? :eek:
    Can any of it be taken back and refunded?I think though that you're talking about your grocery budget?

    It's a tricky one,but realistically you can't control how he spends,even if it is from a joint budget.I would be tempted not to count his spends.How frustrated you must feel. :(
    Sending you a ((( big hug )))

    Mind you,you've walked right into it this time.Igor has loads of well matured foodstuffs ie mouldy,but still edible meals to pass on....:eek:
    He's very generous that way,and has some very sharp knives,so best not upset him.
    You won't starve. :D
  • Managed NSD #4 yesterday :) Not quite sure how I've done that already! I couldn't pop in last night as I was busy decorating plates for a fundraising craft fayre all evening with my SIL and a friend. I never have so much fun on a school night and could happily have done more but it was past my bedtime!

    Today's spends largely depend on whether we go to a bonfire tonight. And since OH hasn't yet found out if the one at his local is tonight it's going to be a bit last minute (we'll be driving past before we know!) I think we're going out for tea, but that should be covered by a gift card he was given the other day.
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • NSD # 4 for me :D
    weight loss journey: 3 KG / 8 KG
    declutter challenge: 25 / 25 ✅ 66/100

    english is not my first language, sorry for any misspellings
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 5 for me today.

    My food budget has almost been used up too! Must be frugal for the next three weeks to keep on track
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Hey :)

    Claiming NSD no 2. Aiming to claim another for tomorrow as bringing in a packed lunch to work.

    Well done everyone :T
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