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The No-nonsense,Nifty November NSD Challenge!
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NSD number 2 for me......I knew this in house challenge with my daughter was going to be 'fun' :eek: We needed butter today and neither of us would use up our NSD on it, we will wait :TLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
Hola,
calling today in as NSD #1 for November. It was a spendy weekend as one of my tyres decided to have a puncture :eek:, which meant me shelling out £115 on two new tyres. They were nearly worn out so not such bad timing, but the state the car is in, I hope I get my money's worth before the engine conks out.
How annoying,but better safe than sorry.marmite jam jars are quite the serving vessel for drinks in trendy establishments these days, don't knock em :-)
Really?I don't really frequent trendy places....:oNSD Number 2 today! Can I get my 3 in a row so early on? I hope so!
Well,if you want it badly enough....:p
savingdad be grateful for small mercies!
zenshi a lot of us have allowed spends.Maybe it's something you should think about.For example,I have just decided to treat days when spends stay within budget as nsds.Everything is budgeted with me,so it's quite straightforward.
Other examples...these don't count for me:
-prescriptions
-travel.I have a travel card.
-all bills and similar payments.
-swimming (subscription) and my Pilates class.
-any emergency payments or items.
-the odd bottle of water.
I do this challenge mainly to keep in check my habit of impulse buying.It's under control most of the time.
Some people allow petrol,bread,milk etc.
I'm sure others could give more examples.0 -
I've had 1 #NSD so far. Tomorrow will be a spend day but after that until Saturday I don't need to spend anymore money so hope I can add to my tallyPay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%0
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NSD #3/15 and 3 in a row
😊
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NSD number ONE today
NSD 1/10Nevertheless she persisted.0 -
:hello: Evening all NSDers xxx
(On the right! Not been there for a while)
Just checking in to say I have number 2 in the bag.:D
Having checked It looks as if I can do electric, shopping and petrol on Wednesday but need to check if a friend wants me to pop to hers after work on Wednesday morning and if so may put it off until Thursday. I can't check if the voice mail I got was from her until the morning as I left my phone at home while rushing to get out (I overslept:eek:). Oversleeping also meant I didn't have time to eat before I left for work:( and the other night person's biscuits look very tempting..............but I am determined not to waste an NSD buying any to replace them so the thread is good for my waistline too :j. Funnily enough I don't actually feel hungry really, have had a couple of black coffees and a few herb teas and some water. I think I am probably recovering from overindulgence while at my mum's :rotfl:
Please don't offer to send Igor over with any offerings, I don't think an empty stomach could cope and would probably go into shock:eek:
See everyone tomorrow xxx
:hello:
DFD Need to August 2027
NSD March 15/20
NSD April 17/15
NSD May 13/15
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So busy yesterday that I didn't have time to log in and register NSD 20
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Hello !
please could I join in again with a target of 15please ? yesterday was 1/15
Mobo xxCC1-£1729.53
CC2-£4323.00
LOAN-£14,519.05
TOTAL DEBT £20,571.58 :eek:
Then there's the mortgage0 -
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Wise words indeed....Happy Tuesday all! :rotfl::rotfl:0
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