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The No-nonsense,Nifty November NSD Challenge!

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  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    NSD number 1 for me today. Yesterday I had stuff planned already, spent very littl but still spent

    I have a feeling my target will go up as my daughter found out about this challenge, so we now have an inter house challenge going on as to who can get the highest NSD's.......I will not be beaten :D
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    :hello:Evening all NSDers old and new xx

    Unfortunately I did spend today as I realised my coffee at work had gone and I didn't have any at home to replenish it :(. Still, I now have coffee in two places :) and I bought the cats a couple of bags of treats while I was getting it as they were on offer.

    Didn't sleep too well yesterday so won't be spending anything tomorrow; just sleeping ;) So hope to get back on track :)

    I need to work out which day next week will be best to do my shopping and see if I can manage electric and petrol on the same day, organisation will be the thing!!

    Looking forward to the November challenge, not sure what I'm doing about Christmas presents yet so need to work that one out too.

    See you all tomorrow :)

    :hello:

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Can I join? I'm going to try for 15, haven't managed 1 yet though!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Can I join? I'm going to try for 15, haven't managed 1 yet though!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • No worries on that score, any ghosts cleared off the first time Igor cooked up a batch of Stilton and marmalade soup.....would have been ok if he hadn't forgotten to take his old socks out of the saucepan first....

    Strangely enough,our beloved cheffie was under the impression that 'take a pair of old,smelly socks,marinade for two years in a fishy sauce' was an integral part of the recipe! :rotfl::rotfl:
    zenshi wrote: »

    I have a feeling my target will go up as my daughter found out about this challenge, so we now have an inter house challenge going on as to who can get the highest NSD's.......I will not be beaten :D

    Great -she's more than welcome to join. :)
    Can I join? I'm going to try for 15, haven't managed 1 yet though!

    No worries;you've still got 28 days left to reach your target. ;)
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Don't worry skinnylatte it sometimes takes me a few days before I capture my first NSD. Welcome to Ennessdee Towers, the boss (marmite) will add you to the Members Roll. In the meantime start planning your spending for the month and check out the hints and tips on page 1. Good luck!
    One life - your life - live it!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    And talk of the devil - look who the wind blew in! Morning, marmite!
    One life - your life - live it!
  • Good morning fellow canny spenders! :hello:

    Monday is here again. :(

    At least it won't come around for a whole week....

    Who is ready to get an nsd today? Let's go for it folks! :j:j:j

    nargle reading through old challenges yesterday,can you please update me on how your yogurt-covered patio ex-bidet is doing? :rotfl::rotfl::rotfl:
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 3 November 2014 at 9:25AM
    And talk of the devil - look who the wind blew in! Morning, marmite!

    Ooohh - cross post!

    Sorry -can't hang around.I've got to be out the door in 10 minutes,and I'm not dressed yet.
    Thanks Hubert,but I'll pass on wearing your showstopper pink'n'sparkly number.Nice of you to offer though!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    It didn't age the bidet as such, just provided something for the dust and earth to stick to. Worth a go, though, and I have heard it works with terracotta.

    Shall I get the coffee on the go? Your usual double strength, extra creamy, spiced lattecino with Igor's home made chewy sprinkles? Ooh, no can do, we've run out of bacon gristle.....
    One life - your life - live it!
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